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Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]
7 Refinance Tips Everyone Should Know Hey guys, this week we have a few tips to help you effectively refinance your property. We are going to talk about 7 Refinance Tips Everyone Should Know. So, before we dive in today, let’s talk about refinancing. What is refinancing? Refinancing is a process of obtaining [...]
Customer Question: Which bank provides refinancing for an uncompleted serviced apartment? Expected completion in another year Answer: Well for property under construction or without CCC, you are not able to refinance your property. You have to wait until the property is completed. Without the CCC, valuer firm will not quote any confirm value of [...]
What Are The Steps Of Refinancing Your Home? 90% of people refinancing because they need money. They need money to repay bad debts, to renovate a house, to buy a house, to start a business, to buy a car, to fund their children education; it can be any reason. The least essential reasons are [...]
Sejak akhir-akhir ini begitu banyak perdebatan mengenai pembelian rumah dan harga rumah. Memang semua sudah tahu bahawa harga rumah sekarang agak mahal dan mungkin tidak mampu untuk dimiliki oleh sesetengah orang. Walaupun harga rumah agak tinggi dan bayaran bulanan rumah agak membebankan, kita tetap perlukan sebuah rumah. Andai kata tidak dapat membelinya, apakata kita [...]
1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]
Bolehkah Refinance Rumah Master Title? Ini Jawapan Yang Anda Perlu Tahu Satu soalan yang sering bermain di fikiran pemilik rumah di Malaysia, terutamanya bagi hartanah yang baru dibangunkan, ialah: "Kalau rumah saya masih berstatus Master Title, adakah saya layak untuk membuat pembiayaan semula atau refinance?" Ini adalah kebimbangan yang sah, dan jawapannya tidaklah begitu [...]
Ramai tak tahu tukar 2 nama kepada 1 nama dalam pinjaman rumah boleh dibuat melalui proses refinance rumah. Biasanya: dulu beli rumah guna dua nama (contoh: pasangan) untuk kuatkan kelayakan, tapi sekarang nak kekalkan satu nama sahaja (selepas perceraian, perancangan kewangan baharu, atau nak beli rumah lain). Penting: Menukar dua nama kepada satu dalam [...]
To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]
Refinancing Question and Answer ( Q & A): ( All Q & A are from our customer, if you have any questions about refinancing, please go to our contact us page and drop us your questions. We we shall reply to you as soon.) 1) Question : I bought a house in 2007.Purchase Price [...]
