David Yap

About David Yap

Hi everyone, I'm in this financial for a decade and we truly believe the recipe for still being here after 10 years is "sincerity" in helping others. People trust us and we will try our best to keep the trust. My vast knowledge in mortgage industry has been helping me to where I am today. This experience and “inside knowledge” means my client will have hassle free and quick process time. There are many reasons why you should choose to bring your enquiry to us. One of the reason is, we will provide you with an exceptional service and have your best interest at heart at all times. Contact us today, we can’t wait to talk to you guys

How Do I Know If I Can Get A Housing Loan? 2024

To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]

Do You Think You Can Survive Increase Of Cost Of Living?

Hey guys, It’s been a while since I been talking to you guys. And I feel like I should do some post here to update on recent property market woes and what happening recently. As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. [...]

How Much Can I Borrow?

How much can I borrow? This is the most important question to ask before purchasing any house. There is no point of buying a house and your loan is not approve right? The simple way to go about it, is by us helping you to calculate. Just go to our contact us page and fill [...]

How To Buy Your First Home?

1) How to buy your first home? Buying a house is never an easy task. You can easily get overwhelmed with the process and information that you get. So, how to buy a house with a stress free? The truth is buying a house never an easy task even though to professional like us. Sometimes, [...]

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