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Love and Affection Transfer Malaysia 2023 Love and Affection Transfer, a vital process in the realm of property transfers between immediate family members, has recently seen significant revisions in its governing laws. These changes, primarily in stamp duty exemptions, reflect the government's commitment to facilitating property transfers within families, emphasizing the principles of love [...]
Zero Moving Cost 2023 I find Standard Chartered Zero Moving Cost Home loan is one of the most competitive home loan packages in the market right now. In my previous article, I wrote about Zero Moving Cost Home Loan Malaysia - Is this a better choice?. In the article, I shared about two most [...]
When it comes to buying a home in Malaysia, one of the biggest challenges you'll face is finding the right home loan option. With so many home loan products available, choosing the one that's best for you can be overwhelming. In this article, we'll take a closer look at four popular types of home [...]
QUESTION: Hi Melissa, thank you for the detailed article. I have a question and hope that you could help me with. I purchased an apartment with my ex-bf for more than 11 years ago. Property title and loan under both names, and it is still now. He is going through refinancing using his wife's [...]
Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) 2023 If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA [...]
Memorandum Of Transfer Love & Affection 2023 You bought a house, maybe years ago, and one day you wonder - Can I Transfer My Property To My Wife? A lot of people transfer their property to their wives or spouses because of many reasons. I can think of a few. a. You might want [...]
A guide to property transfer between parent and children in Malaysia. As our parents' age, they might have a lot on their minds. Perhaps one thing on their mind is, "How do I transfer property to my child ?" They might have intended to pass down their property to the children and need help [...]
Stamp Duty Malaysia 2023 Do you want to know the most commonly asked Stamp Duty Malaysia 2023 Questions? The new Stamp Duty Malaysia 2023 changes. Consequently, the announcement has to affect all of us when we buy a new house from the property agent, seller, or even developer. This stamp duty is so essential [...]
HOW TO CALCULATE HOME LOAN INTEREST? Have you ever wonder how the bank is charging you home loan interest? In this article, I try to give you a glimpse on how the home loan interest works. When you accepted a loan facility with a bank, regardless of a home loan, car loan, personal loan, [...]
Perfection of Transfer (POT) & Perfection of Charge ( POC ) 2023 Today, we received a question about the Perfection of Transfer (POT) & Perfection of Charge ( POC ) from a client. The question is quite general, but I believe some of us might benefit from this. So, this is the story. Five [...]
