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Refinancing a home loan is a popular way among homeowners to reduce financial burdens and obtain long-term cost savings. This process involves taking out a new loan to settle existing loan debts, which affects interest rates, monthly payments, and loan terms. This article will discuss the benefits and importance of refinancing a home loan. [...]
Pembiayaan semula pinjaman perumahan adalah satu cara yang popular di kalangan pemilik rumah untuk mengurangkan bebanan kewangan dan memperoleh penjimatan kos dalam jangka panjang. Proses ini melibatkan mengambil pinjaman baru untuk menampung hutang pinjaman sedia ada, yang memberi kesan kepada kadar faedah, bayaran bulanan dan tempoh pinjaman. Artikel ini akan membincangkan manfaat dan kepentingan [...]
Zero Moving Cost 2025 I find Standard Chartered Zero Moving Cost Home loan is one of the most competitive home loan packages in the market right now. In my previous article, I wrote about Zero Moving Cost Home Loan Malaysia - Is this a better choice?. In the article, I shared about two most [...]
HOW TO CALCULATE HOME LOAN INTEREST? Have you ever wonder how the bank is charging you home loan interest? In this article, I try to give you a glimpse on how the home loan interest works. When you accepted a loan facility with a bank, regardless of a home loan, car loan, personal loan, [...]
Steps For Home Loan Refinancing 2024, everything you need to know! 1. Identify the purpose or goal of refinancing. It can be for getting extra cash to pay off the existing high-interest rates loan facility, house renovation, children education, to get lower rates, etc... If you have a clearer purpose of refinancing, the chances [...]
Refinancing can do wonders when it comes to paying off your debts. In this article- How to pay off debts with refinancing, we share how refinancing can re-start your finances. Years ago, refinancing helped me restructure my finances by paying off most of my debts. Now I am in a better position in handling [...]
Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) [...]
Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule.Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari pihak [...]
I can't think a better time than NOW to do a Refinancing. People will tell you the home loan interest rates are super low and attractive. How low you say? Imagine this. The government servant is paying 4% interest rates for their government home loan. Commercial banks are now offering a home loan interest [...]
We have a long-time client, and she asked How To Reduce Housing Loan Interest? She has a home loan account with OCBC bank. So, how do you reduce housing loan interest? Well. I'd say there are many ways out there, but before you decide which to use, it's essential to get to know the [...]
