Frequent Ask Questions

Nilai Refinance Mesti Paling Rendah? 2024

Soalan: Nk tanya.. nilai refinance tu mesti paling rendah utk tutup baki pinjaman sekarang ke? Jawapan: Terima kasih atas soalan tuan. Sebenarnya saya kurang faham soalan tuan. Tetapi saya akan cuba menjawabnya dengan menerangkan sedikit proses refinance rumah. Jika maksud nilai refinance adalah harga pasaran rumah, maka saya akan huraikan sedikit. PROSES [...]

Saya Nak Refinance Rumah Untuk Keluarkan Nama Dari Joint Loan 2024

Soalan: Nak tanya. Kalau tujuan saya refinance rumah untuk keluar kan 1 nama dari joint loan skrg, loan baru saya buat boleh ikut harga rumah yg saya mula2 beli tu ke? Xperlu ikut harga market value kan. Jawapan: Terima kasih atas soalan tuan. Dari soalan tuan, tuan mempunyai satu pinjaman perumahan dengan [...]

Dapat Kunci Rumah Tahun Lepas, Boleh Ke Nak Refinance Rumah? 2024

Soalan Saya baru dapat kunci rumah bulan 11/19 boleh ke nak refinance? Jawapan Hi, terima kasih atas soalan tuan. Setelah mendapat kunci rumah, tuan boleh refinance rumah. Tetapi, saya cadangkan tuan untuk memastikan samaada tuan sesuai atau tidak untuk refinance rumah. SEMAK DULU MARKET VALUE Dari soalan tuan, tuan baru sahaja mendapat [...]

Boleh Ke Nak Refinance Loan Kerajaan? 2024

Soalan Hai Melissa.. Tq for sharing.. Boleh ke refinance rumah yg saya beli guna loan government (BPP/LPPSA).. ?? Kalo refinance Maybank ke Bank lain CIMB contohnya, atau Maybank ke Maybank memang boleh kan.. Dan kalo loan gov, BPP/LPPSA refinance ke mana2 bank pun boleh kan.. Tetapi boleh ke nak refinance loan gov ke loan [...]

Ada Masalah Ptptn Boleh Ke Buat Refinance Rumah? 2024

Soalan: Hai..sy nk tny jika ada masalah ptptn bole ke buat refinance rumah? Jawapan: Terima Kasih atas soalan tuan. LAPORAN CCRIS YANG CANTIK Untuk membuat Refinance Rumah, seseorang perlu mempunyai Laporan CCRIS yang cantik. Laporan CCRIS adalah digunakan untuk menyemak status pembayaran balik peminjam. Jika peminjam mempunyai tunggakan dari segi apa-apa pinjaman [...]

How To Calculate Home Loan Interest?

HOW TO CALCULATE HOME LOAN INTEREST? Have you ever wonder how the bank is charging you home loan interest? In this article, I try to give you a glimpse on how the home loan interest works. When you accepted a loan facility with a bank, regardless of a home loan, car loan, personal loan, [...]

Question & Answer: Transfer Of Property To Ex-Boyfriend 2024

QUESTION: Hi Melissa, thank you for the detailed article. I have a question and hope that you could help me with. I purchased an apartment with my ex-bf for more than 11 years ago. Property title and loan under both names, and it is still now. He is going through refinancing using his wife's [...]

Down Payment For House Malaysia 2024

Down Payment For House Malaysia 2023 A downpayment is probably the most important thing to own a house in Malaysia. Buying a house is a privilege. If you're still unaware of this, then you don't know how lucky you are! But, before you can buy a house, you need to save for a [...]

The Difference Between Master title, Individual Title, and Strata Title 2024

Are you confuse between Master Title, Individual Title, and Strata Title? Before buying a house, it's essential to know the house is under Master or Individual/Strata title. There will be complication or risk to consider when buying a property that still under Master Title. Master title property will have more risk compared to the [...]

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