Thank you for checking out the article. We provide FREE online consultation to all our visitors. Suppose you need our help on topics like REFINANCING, BUYING A HOUSE, PROPERTY TRANSFER, MORTGAGE INSURANCE, LAWYER FEES, STAMP DUTY, Sale and Purchase Agreement (SPA), Memorandum of Transfer (MOT), Perfection of Transfer (POT), Perfection Of Charge (POC), and Loan quotations. In that case, we can help you with that. Just let us know by calling or WhatsApp us at +6012-6946746. ( talk to Mr. David) Your Friendly Online Mortgage Consultant, Melissa Lee.