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Perfection of Transfer (POT) & Perfection of Charge ( POC ) Today, we received a question about the Perfection of Transfer (POT) & Perfection of Charge ( POC ) from a client. The question is quite general, but I believe some of us might benefit from this. So, this is the story. Five years [...]
QUESTION: Hi Melissa, thank you for the detailed article. I have a question and hope that you could help me with. I purchased an apartment with my ex-bf for more than 11 years ago. Property title and loan under both names, and it is still now. He is going through refinancing using his wife's [...]
Cara Memilih Peguam Hartanah Malaysia Peranan peguam hartanah dalam urusan jual beli rumah amat penting. Dalam melancarkan urusan jual beli hartanah, ada beberapa pihak yang memainkan peranan penting. Peguam hartanah sangat penting dalam memastikan proses jual beli hartanah berjalan lancar selain daripada ejen hartanah dan bank. Kenapa? Peguam hartanah adalah individu yang menguruskan hal-hal [...]
Yuran Guaman Beli Rumah Malaysia Jika anda ingin membeli rumah, anda perlu menyediakan Yuran Guaman Beli Rumah. Dalam suatu transaksi jual beli hartanah boleh jadi ada antara 1 hingga 3 peguam yang menguruskan keseluruhan transaksi tersebut. Siapa Harus Melantik Peguam? Sebagai Pembeli anda harus melantik seorang Peguam Hartanah untuk membuat Perjanjian Jual Beli. Sekiranya [...]
Transfer Property To Family Member Malaysia 2024 You have a house, or your parents have a house, and they want to transfer the house to you or your sibling. So, how you're going to do it? Not many people in the industry have the experience to do Transfer of property to family member. Well, [...]
Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) [...]
Are you buying a house? This Property Stamp Duty Malaysia scale might come handy. The property market at first seems to be challenging in the year 2020, but surprisingly the Central Bank reduces overnight policy rate (OPR), and this seems like a good year to do some borrowing. Since the announcement of the overnight [...]
Memorandum of Transfer (MOT) If you own a house, you have to start familiarizing yourself with the Memorandum of Transfer (MOT). There will be a time in life that you're going to get to know the Memorandum of Transfer (MOT), and I think a head-start about Memorandum of Transfer (MOT) is going to [...]
You're a mother, and you have a son. You figure that it will come a time to transfer one of your property to your son. And you're not sure how to do it. Well. I guess this is the article for you. First of all, let start by answering the following questions about property [...]
Stamp Duty Calculation Malaysia 2024 And Stamp Duty Malaysia Exemption The ultimate guide to understanding stamp duty calculation Malaysia 2024 and to get Stamp Duty Malaysia Exemption for the first time in your life. It's literally taken us two days to complete this article - Stamp Duty Calculation Malaysia 2024 And Stamp Duty Malaysia [...]
