Home Loan Library

In this home loan library, we talk about home loan interest rates, latest package about home loan, news about home financing and many more.

What Is The Best Home Loan?

I want the best home loan. I want a cheaper interest rate. I can hear my client saying this all the time. Aren't all of us want that? Ideally, we want a low price with the most high-quality product. The best thing if it FREE. Cost us nothing. Is that even possible? But people [...]

How To Tackle If Your CCRIS Record Is Too Clean?

Question: Hi melissa, my ccris record is "too clean" so a friend suggest to apply for personal loan (RM25k for 7 years with aeon) my gross salary RM4,500 nett is RM3,900 monthly personal loan RM596 currently applying housing loan RM500k what are my chances? MHL Answer: Hi, I hope "too clean" means you [...]

Valuation Report

Valuation Report is a report issued by a valuer firm to a bank to confirm the actual market value of a property. A submission of Valuation Report is required for a completed property. A bank requires submission of a valuation report for any property that is completed regardless of buying from a developer, property [...]

How Much Loan Can I Get From My Salary?

Before buying a house, most of us want to know, how much loan can be approved based on our current income. And it's can scary if stepping into the buying process without getting this fact straight. So, today we're going to discuss - How much loan can i get on my salary? If you're [...]

What should you do after home loan approval?

The Best Advice You Can Hear About Applying For Home Loan #HomeLoanTips 1. APPLY AND GET YOUR HOME LOAN APPROVED FROM 2-3 BANKS Apply home loan application with a few banks. You are allowed to do so. It's your right. 2. COMPARE YOUR LETTER OFFER After loan approval, compare your Bank's letter offer. Everyone [...]

Benefit For First Time Home Buyer| Buying 1st home| Malaysia Housing Loan

Hey, are you young, just graduate or working for a few years but have that strong urge to buy a new house like your friend David, Mohd or even Siti? Well, if you are exploring of buying that one house so that you can be like your friends owning something call your own, then [...]

How much is the cost of Sale and Purchase Agreement And Stamp Duty?

"How much is the cost of Sale and Purchase Agreement And Stamp Duty?" It's the question that every home buyer will ask before purchasing a house. Unfortunately, no one will know the correct answer until the buyer gets all the property information from the seller. Despite that, there is another rule of thumb that [...]

WHAT’S THE BEST HOME LOAN INTEREST RATES?

This week video consists of questions that we commonly received from our client or audience. Hopefully, this video will help you in buying a house or getting a home loan from a bank. Home Loan Tips: Question and Answer 1. One Tip For First Time House Buyers 2. How Much Money Do You [...]

Where can I check my home loan lock-in period?

Are you paying RM15,000 penalty fees for your home loan? Hey guys, I'm Melissa. I'm from malaysiahousingloan.net. Every day we received a lot of questions regarding housing loan. We think is a good idea to share those question on a series in the short video like this. So, today question is. Where [...]

HOME LOAN INTEREST RATES, WHICH ONE IS YOURS?

Existing home loan interest rates, which one is yours? Less than 4.20% - Wow! You're holding the cheapest interest rates. Less than 4.39% - You have a more competitive home loan interest rate. Less than 4.70% - You have a more reasonable home loan interest rate. Less than 5.00% - Try to explore [...]

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