Latest SBR: 2.75%. Apply with Us! Got questions? We've got answers. Whatsapp Us At +60129771019
Call UsCall UsWhatsapp UsWhatsapp UsTikTokTikTokYoutubeYoutubeFacebookFacebookTwitterTwitter

Home Loan Library

In this home loan library, we talk about home loan interest rates, latest package about home loan, news about home financing and many more.

Is there a big difference to buy a leasehold and freehold property?

Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]

By |2025-12-31T15:28:01+08:00December 1st, 2025|Buying A Home, Frequent Ask Questions, Home Loan Library, Latest News and Update|0 Comments
Read More

Stamp Duty Malaysia

Stamp Duty Malaysia Budget was an exciting announcement and we think one of the biggest winners are under Property and Housing. A lot of goodies for first-time house buyer and next year will be the best time to search and buy a house. The Stamp Duty Malaysia 2023 exemption for first-time house buyer will [...]

By |2025-12-31T15:25:38+08:00December 1st, 2025|Buying A Home, Home Loan Library, Latest News and Update, Malaysia Budget, Stamp Duty & Legal Fees|13 Comments
Read More

Cara Kira Kos Duti Setem Rumah| Duti Setem Rumah Pertama| Stamp Duty Malaysia

Stamp Duty Malaysia Hi Semua, Minggu ini Melissa akan berkongsi mengenai Duti Setem (stamp duty) semasa membeli rumah. Ramai yang masih keliru mengenai duti setem rumah oleh itu Melissa harap dengan video ini dapat membantu anda semua. Dalam Video ini Melissa akan berbicara mengenai... a. Apa itu Duti Setem Rumah b. Siapa yang [...]

By |2025-12-31T15:18:23+08:00December 1st, 2025|Buying A Home, Home Loan Library, Latest News and Update, Stamp Duty & Legal Fees|0 Comments
Read More

7 Refinance Tips Everyone Should Know

7 Refinance Tips Everyone Should Know Hey guys, this week we have a few tips to help you effectively refinance your property. We are going to talk about 7 Refinance Tips Everyone Should Know. So, before we dive in today, let’s talk about refinancing. What is refinancing? Refinancing is a process of obtaining [...]

By |2025-12-31T15:28:27+08:00December 1st, 2025|Home Loan Library, Latest News and Update, Refinancing Your Mortgage|0 Comments
Read More

Stamp Duty & Legal Fees For Purchasing A House 2026

Sale And Purchase Agreement Legal Fees SPA, Stamp Duty, And Legal Fees For Malaysian Property The schedule below as a reference of stamp duty and legal fees when purchasing a house. Latest Update - 2023 Professional Legal Fees: For The First RM500,000.00 - 1.0% (Subject to a minimum fee of RM500.00) For The Next [...]

By |2025-12-31T15:29:46+08:00December 1st, 2025|Home Loan Library, Buying A Home, Frequent Ask Questions, Latest News and Update, My First Home Scheme|Comments Off on Stamp Duty & Legal Fees For Purchasing A House 2026
Read More

Weekly Home Loan Question & Answer

Customer Question: Which bank provides refinancing for an uncompleted serviced apartment? Expected completion in another year Answer: Well for property under construction or without CCC, you are not able to refinance your property. You have to wait until the property is completed. Without the CCC, valuer firm will not quote any confirm value of [...]

By |2025-12-31T15:27:29+08:00December 1st, 2025|Latest News and Update, Frequent Ask Questions, Home Loan Library, Refinancing Your Mortgage|0 Comments
Read More

Beli Rumah Atau Sewa Rumah?

Sejak akhir-akhir ini begitu banyak perdebatan mengenai pembelian rumah dan harga rumah. Memang semua sudah tahu bahawa harga rumah sekarang agak mahal dan mungkin tidak mampu untuk dimiliki oleh sesetengah orang. Walaupun harga rumah agak tinggi dan bayaran bulanan rumah agak membebankan, kita tetap perlukan sebuah rumah. Andai kata tidak dapat membelinya, apakata kita [...]

By |2025-12-31T15:30:05+08:00December 1st, 2025|Buying A Home, Home Loan Library, Latest News and Update|Comments Off on Beli Rumah Atau Sewa Rumah?
Read More

Other Refinancing Fees To Highlight

1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]

By |2025-12-31T15:30:35+08:00December 1st, 2025|Frequent Ask Questions, Home Loan Library, Refinancing Your Mortgage|Comments Off on Other Refinancing Fees To Highlight
Read More

How Do I Know If I Can Get A Housing Loan?

To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]

By |2025-12-31T15:30:49+08:00November 1st, 2025|Buying A Home, Frequent Ask Questions, Home Loan Library, My First Home Scheme|Comments Off on How Do I Know If I Can Get A Housing Loan?
Read More

Refinancing Question and Answer ( Q & A)

Refinancing Question and Answer ( Q & A): ( All Q & A are from our customer, if you have any questions about refinancing, please go to our contact us page and drop us your questions. We we shall reply to you as soon.) 1) Question : I bought a house in 2007.Purchase Price [...]

By |2025-12-31T15:30:18+08:00November 1st, 2025|Home Loan Library, Frequent Ask Questions, Refinancing Your Mortgage|Comments Off on Refinancing Question and Answer ( Q & A)
Read More
Go to Top