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Everything You Need To Know About Home Ownership Campaign (HOC) The Home Ownership Campaign (HOC) is a government initiative designed to support home buyers looking to purchasing property, while at the same time, spurring the sales of unsold properties in Malaysia’s housing market. The campaign was targeted to run from 1 January 2019 through [...]
Hey guys, This week video, we're going to talk about The Difference Between Master title, Individual Title, and Strata Title. Make sure to hit the subscribe & like button on our YouTube channel and comment on questions or ideas you want to see here. For more Home Loan information and enquiry, please call/ [...]
Stamp Duty Question & Answer Client Question: Me & my wife plan to buy a property at BM, Penang, with price 435k on July’19, she is a 1st-time buyer but not for me, will entitle stamp duty exemption? Answer: Yes, there is. Only 50% of the property. If the property value is RM435,000, 50% [...]
Property Stamp Duty 2019 Question & Answer Client Question: A property SPA was signed in May 2019 and purchased price RM2.555mio, how much will be the amount of Stamp Duty for MOT? (Not under Home Ownership Campaign - HOC) Answer: The property stamp duty for property price RM2.55 mio are as follow : If [...]
Home Loan Question & Answer Client Question : Hi, I would like to know if I’m buying auction house did I still can get the exemption for stamp duty? MHL Answer: Hi, Thanks for your question and it is an excellent question. If you're a first-time house buyer and buying an auction property, the [...]
Home Loan Question & Answer Client Question : 1) I bought a property since last year December, and I am a first-time buyer. Am I qualify to apply for the stamp duty exemption? 2) If yes, what should I do & where can I apply this? MHL Answer: Hi, Thanks for your questions. If [...]
First Time Home Buyer Tips Why Bank Reject Your Home Loan When You Have No Credit Record? (No Loan) Many of us have traditional parents that told us to save money, get married, and buy a house. I know it sounds boring. ( Literally, I was yawning thinking of this) The truth is it's [...]
If you're going to buy a house after 1st July 2019, I'd suggest reading till the end of the article. There are a few Stamp Duty Exemption will be ended by 30th June 2019. And there are a few will be started effective 1st July 2019. So, let's talk about the one that will [...]
In the last quarter, Bank Negara Malaysia (BNM) reduced the Overnight Rate (OPR) to 3%, and this is good because every bank in town started to reduce their Base Lending Rate (BLR) or Base Rate (BR). And because of this our home loan installment has reduced and we're getting an insanely low home loan [...]
I want the best home loan. I want a cheaper interest rate. I can hear my client saying this all the time. Aren't all of us want that? Ideally, we want a low price with the most high-quality product. The best thing if it FREE. Cost us nothing. Is that even possible? But people [...]
