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We have one client; let call him Mr Sham (not his real name). Mr Sham wants to buy a house in Shah Alam, and he has been dealing directly with the Seller. So, he came to us to advise buying the house and how to go about it. At the same time, he wants to [...]
1. Check your financial profile using the CTOS report ( Get it from the CTOS company). The CTOS report will show CTOS and CCRIS reports, which helps check the loan eligibility. 2. You can do your loan eligibility calculation ( if you know how to do it), reach out to the banker or us, [...]
How do I know or check if I've paid the stamp duty when signing the Sale & Purchase Agreement? Answer: Thanks for your question. For a start, you can check the Sale & Purchase Agreement legal fees bill, and from the bill, there is a column stated Stamp duty for Sale & Purchase [...]
Soalan. Adakah beli rumah amat sesuai dalam waktu-waktu gawat sekarang ini...atas alasan rate yang rendah? Jawapan: Ini adalah soalan yang sangat bagus. Mungkin ramai yang dalam dilema samaada patut atau tidak membeli rumah sekarang ataupun waktu gawat. Biar saya jelaskan disini. Dalam waktu gawat, kadar pengangguran adalah tinggi ini bermakna ramai yang tidak [...]
Thinking about a refinance or buying a house? This guide breaks down the Public Bank housing loan—what it does well, the trade-offs, and how to prep your file so approval’s smoother.If you’re weighing refinance vs. buy, start here. We’ve distilled the Public Bank housing loan into one clean page—key features, common pitfalls, and how to [...]
Transfer property between friends is quite common nowadays because it is a new norm to purchase a property with our friends, boyfriend, or partner. Hence, the idea of co-own a property provides more comfort among people, and it also helps to lower the individual cost of buying a house. Among others, applying for a [...]
Do you know you have to pay Legal Fees For Buying A House? And that's not the only cost you will need to pay. Want to find out more about SPA Lawyer Fee? This is the article for you. When buying a house in Malaysia, you will need to hire a lawyer to [...]
"I regret buying a house with my boyfriend!" that's the message I got from my friend years ago. Now she is in a much happier relationship and got married. I am so glad for her. Today, I will share her story and hope we can all learn one or two from her story. For [...]
Adakah anda keliru dengan pengiraan Flat Rate dan Effective Rate? Mungkin artikel ini dapat merungkaikan kekeliruan anda. Bank dan firma kewangan menawarkan pelbagai jenis pinjaman untuk memenuhi keinginan produk kewangan pelanggan. Sebilangan besar bank dan firma kewangan memberi pinjaman ke atas produk kewangan seperti pinjaman perumahan, pinjaman kenderaan, pinjaman peribadi, dan pinjaman pendidikan kepada [...]
You might hear before from others; you can appoint two different lawyers handling the Sale and Purchase Agreement (SPA) and Loan Agreement (LA). Or is it better to appoint one law firm to do all? WHAT IS SALE AND PURCHASE AND LOAN AGREEMENT? When buying a property, you will need to appoint a lawyer [...]
