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Today, someone asked Can you guarantee to get a stamp duty exemption for first-time house buyer?We said, "Nope, we can't guarantee it."And he goes on and on about, someone can guarantee it.Now, maybe he doesn't understand the process of getting the stamp duty exemption. It is not up to the lawyer, bank or even us [...]
Hi Melissa, I bought an apartment in year 1998 directly from the developer. Recently, I received a letter from liquidator requesting me to assign my own lawyer for POT. Stamp duty should be calculated from purchase price or market price? Some lawyer quote me from purchase price, some by market price! Answer : [...]
The difference between CCRIS and CTOS report is the information provided by both reports. CCRIS report has limited information provided and limited to all the loans provided by the banks in Malaysia. The CTOS report has a more comprehensive range of information that includes all the information in CCRIS, some other telecommunication companies, water [...]
Ada satu client nie, dia ada rumah dan rumah tersebut dibawah namanya. Sekarang dia nak transfer nama rumah ke isterinya. Mungkin, dia kurang faham pasal prosedur jual beli rumah. Dan mungkin juga dia asyik dengar orang cakap jual rumah kena appoint agen rumah. So, dia pun engage agen rumah. Bayar agen rumah RM5k. Untuk [...]
In this times we are living, a property transfer between unmarried couples is quite common. A couple can avoid such property transfer if the couple understands the process, the cost involved, and the consequences of making a purchase together in the first place. As humans, we all crave for a perfect relationship, the one [...]
Earlier this week, a client who is buying a house through a real estate agent approached us. As usual, we provided her with all kinds of advice and recommended her to a trustworthy sale and purchase agreement lawyer to help her out. She was excited and thrilled with the arrangement. But her real estate [...]
Home is where the heart is. It's also a huge investment, so make sure to protect it. If you own a property such as a condominium or an apartment, the developer or building management will buy master insurance to cover all the units. This insurance is called FIRE INSURANCE. UNDERSTANDING OF FIRE INSURANCE The [...]
We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]
Question: Can I Transfer My Property To My Wife? Hi, I need to know what else I should do/procedure—currently, house under joint name between my wife and me. I want to transfer my 50% to my wife, and I believe stamp duty is exempted under transfer of love in the property. What else I [...]
Last week, a client came to us and wanted to do a refinance home loan. Little did she knows that her case is complicated and going to cost her more. For the story's sake, let call her Ms. Alice, which is not her real name. (We respect our client privacy) Ms. Alice has a [...]
