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If you want to know how the leasehold extension premium is calculated, this article is for you. For people who say leasehold and freehold property is the same, LET ME PROOF YOU WRONG. Today, one customer inquire about the leasehold extension premium fees in Selangor. As we all know, Leasehold property and Freehold property [...]
When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate. So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will [...]
Patutkah saya menyelesaikan dulu proses strata title sebelum menjual rumah? Proses strata title sebenarnya dipanggil "perfection of transfer" (POT) dan "perfection of charge" (POC). Ada yang tidak tahu mereka perlu membuat POT dan POC selepas membeli rumah. Saya suka follow FB page yang memberi manfaat kepada viewer. Ada salah satu FB page ini, memang [...]
Question: Hi, I have a house. The house is fully paid for. Now, I want to get financing for the home. What is the cost that I need to pay? And what is remortgage vs refinance? Answer: A remortgage is when your house has fully paid up, and now you want to get new [...]
Hey guys, my name is Melissa Lee, and I'm from MalaysiaHousingLoan.com. Today, we're going to talk about How To Check The Market Value Of Property? And For FREE. Before we dive into the topic, I would like to talk a little about property market value. Property Market Value is quite essential when you want [...]
I believe in continuously monitoring the country's interest rates, and sometimes I will monitor US interest rates. As we all know, the US interest rate will affect the world that includes us, including Malaysia. So, whatever happens there, it will eventually impact here too. In my 20s, I don't care about interest rates, maybe [...]
Budget 2021 under the property segment focuses more on homeownership for first-time house buyers by giving Stamp Duty exemption up to maximum RM9000 and RM2500 stamp duty for transfer and loan agreement instrument. Finance Minister Tengku Dato' Sri Zafrul tabled Budget 2021 or the Supply Bill 2021 on Friday, 6th November 2020. It was [...]
In this article, we cover the basic thing you should know about Standardised Base Rate (SBR) that was implemented in early august 2022 by Bank Negara Malaysia. Standardised Base Rate (SBR) is a new framework introduced by Bank Negara Malaysia (BNM) on 1st August 2022. The new introduction of Standardised Base Rate (SBR) [...]
Suatu hari, ada seorang customer bertanya. “Boleh ke kita "tumpang" peguam dalam SPA?” Jawapan mudah. Boleh. Seorang penjual dan pembeli boleh menggunakan peguam yang sama. Tetapi tidak digalakkan untuk menjaga hak dan kepentingan masing-masing. Selalunya dalam transaksi jual beli rumah, pembeli harus mempunyai peguam sendiri. Ini mengelakkan dari tertipu oleh penjual ataupun mana-mana pihak [...]
Recently, someone asked us about AKPK. Can they apply for a loan if they have AKPK?First of all, if you don't know what AKPK is. AKPK stand for Agensi Kaunselling dan Pengurusan Kredit (AKPK) or the Credit Counselling and Debt Management Agency.AKPK is set up by Bank Negara Malaysia (BNM) or our central Bank.So here [...]
