Melissa Lee

About Melissa Lee

At MalaysiaHousingLoan.com, we offer FREE online consultations to all our visitors. Whether you need guidance on: 🏡Refinancing 🏡Buying or selling a property 🏡Mortgage insurance & lawyer fees 🏡Stamp duty & legal documents (SPA, MOT, POT, POC) 🏡Loan quotations & more …we’re here to help! 🏡💙 Need advice? Just call or WhatsApp us at +6012-9771019 —we’d love to assist you!

Refinance Rumah yang Dah Habis Bayar

Refinance rumah yang dah habis bayar adalah cara yang bijak untuk mengurangkan kos bulanan dan meningkatkan kewangan anda. Apabila anda mempunyai rumah yang sudah habis bayar, anda mungkin berfikir bahawa anda tidak perlu lagi memikirkan tentang bayaran bulanan anda.  Tetapi, ia sebenarnya adalah satu pilihan yang bijak untuk membantu anda mengurangkan kos bulanan dan [...]

By |2026-03-13T12:29:51+08:00May 21st, 2023|Refinancing & Debt Consolidation|0 Comments

BERAPAKAH KADAR FAEDAH PINJAMAN PERUMAHAN ANDA?

Kadang-kadang ada yang keliru bila diajukan, “Berapakah kadar faedah pinjaman perumahan anda?” Ramai yang akan jawab, “ Rasanya dalam 2.52% or 2.0 something.” Bila kami menanyakan soalan ini, selalunya kami ingin memastikan kadar faedah yang dikenakan adalah tidak terlalu tinggi/rendah ataupun ingin memastikan samaada langkah refinance adalah sesuai untuk anda atau tidak. Bila jawapan [...]

By |2026-03-13T12:29:38+08:00May 5th, 2023|Home Loans & Financing|0 Comments

Remortgage Rumah Yang Telah Habis Bayar: Apa Yang Perlu Anda Ketahui

Remortgage rumah yang telah habis bayar, juga dikenali sebagai pengeluaran semula, merupakan cara untuk membuka ekuiti dalam hartanah anda dan mendapatkan dana tambahan. Memiliki rumah yang telah dilunaskan di Malaysia boleh menjadi aset yang berharga tetapi juga boleh membataskan fleksibiliti kewangan anda. Remortgage rumah yang telah habis bayar juga boleh membantu anda mendapatkan kadar [...]

By |2026-03-13T12:29:51+08:00April 16th, 2023|Refinancing & Debt Consolidation|0 Comments

Remortgaging Your Fully Paid House in Malaysia: What You Need to Know

Remortgaging your fully paid house, also known as refinancing, is a way to unlock the equity in your property and access additional funds.  Owning a fully paid house in Malaysia can be a valuable asset but can also limit your financial flexibility. Remortgaging your fully paid house can also help you get better interest [...]

By |2026-03-13T12:29:51+08:00April 16th, 2023|Refinancing & Debt Consolidation|0 Comments

Patutkah Buat Remortgage Rumah Sekarang?

Remortgage rumah merupakan proses mengambil pinjaman rumah baru bagi rumah yang sudah dilunaskan sepenuhnya. Ia merupakan pilihan popular bagi pemilik rumah yang ingin mengakses dana tambahan atau mendapatkan kadar faedah yang lebih baik pada pinjaman rumah mereka. Walau bagaimanapun, bagi golongan pesara atau individu yang lebih tua di Malaysia, mendapatkan pinjaman rumah boleh menjadi [...]

By |2026-03-13T12:29:51+08:00April 16th, 2023|Refinancing & Debt Consolidation|0 Comments

Should I remortgage now?

Remortgage is the process of taking out a new home loan for a fully paid-up house. It's a popular option for homeowners who want to access additional funds or get better interest rates on their home loans. However, for retirees or older individuals in Malaysia, getting a home loan can be challenging due to [...]

By |2026-03-13T12:29:51+08:00April 16th, 2023|Refinancing & Debt Consolidation|0 Comments

Refinancing Home Loans in Malaysia: How to Save Money and Unlock Your Property’s Potential

Refinancing your home loan can be a smart financial move for many homeowners in Malaysia. By securing a lower interest rate, you can save money on your monthly repayments and potentially access additional funds through the equity in your property.  This article will explore the various aspects of refinancing, including fees and charges, loan [...]

By |2026-03-13T12:29:51+08:00April 15th, 2023|Refinancing & Debt Consolidation|0 Comments

Need Help Getting Approved with Clean CCRIS?

Home loans are one of the most common types of loans most individuals apply to own their homes. Recently, the topic of clean CCRIS has often emerged and become a hot topic of conversation. Is it true that borrowers with clean CCRIS cannot get approval? The answer is Yes and No. There are many [...]

By |2026-03-13T12:29:51+08:00April 14th, 2023|Credit Health & Loan Approvals|0 Comments

Tak boleh buat Clean CCRIS ?

Pinjaman rumah merupakan satu daripada jenis pinjaman yang biasa dipohon oleh kebanyakan individu untuk memiliki rumah sendiri. Akhir-akhir ini, topik CCRIS yang bersih (clean CCRIS) sering kali timbul dan menjadi perbualan hangat.Betul atau tidak peminjam yang mempunyai clean CCRIS tidak boleh mendapat kelulusan? Jawapannya, Ya dan Tidak.Terdapat banyak faktor yang perlu diambil kira sebelum memohon pinjaman [...]

By |2026-03-13T12:29:51+08:00April 11th, 2023|Credit Health & Loan Approvals|0 Comments

REASONS TO REFINANCE YOUR HOUSE NOW

I'm going to share a few reasons to refinance your house now. And this is the story of one of our past client. Recently, the client applied for refinancing. He is 40 years old young, a teacher and very eager to apply for refinancing. Mainly to fully settled his loan. He submits in a [...]

By |2026-03-13T12:29:23+08:00April 5th, 2023|Refinancing & Debt Consolidation|0 Comments
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