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Nowadays, owning and buying a house consider a privilege to anyone who capable of doing so. As property market become challenging ahead, you want to be diligent and meticulous, when buying a new home. Especially, buying directly from the developer or buying from estate agent or seller. Buying From Developer As property market become tight, [...]
1. Build around 10,000 houses in urban areas for rental to eligible youths with permanent jobs, including young graduates entering labor market for a maximum period of 5 years. 2.The rate of stamp duty on property transfers worth more than RM1 million, will be increased from 3% to 4% but effective [...]
Budget 2017 went smoothly on 21st October 2016, Friday. The announcement made by our Prime Minister Datuk Seri Najib Razak at Parliament showed that Budget 2017 still very rakyat-friendly budget, which is good for most of us. There was a long list of incentives from Budget 2017, but today we're going to look at the [...]
Remember that the interest rate on mortgages fluctuates. After a few years, you can always ask for a revised from your existing bank. Currently, it is about 4.30% to 4.50% p.a. Some house buyers who are not mindful of the current rate may be paying a mortgage interest rate of BLR + 0% or [...]
1. Adakah terdapat amaun minimun yang terhutang oleh seseorang individu untuk menjadikannya bankrap? Ya, pihak pemiutang boleh memfailkan tindakan kebanarapn terhadap anda sekiranya keberhutangan lebih daripada RM30,000.00 2. Apakah kelayakan yang hilang bagi seorang bankrap? Apabila pengadilan/penghakiman dijatuhkan, bankrap adalah hilang kelayakan daripada: (a) Memegang jawatan sebagai Ahli Parlimen; (b) Memegang jawatan sebagai penjawat awam [...]
Bila membuat pembelian rumah, macam-macam yang dijanjikan oleh pemaju. Kadang-kadang tak semuanya yang benar. Bila bank pembeli lambat membuat disbursement, pemaju akan charge penalti lewat bayar. Tetapi, apabila terjadi pada pemaju, banyak yang buat tak tahu sahaja. Oleh itu, coretan yang dibuat oleh Tuan Salkukhairi ini agak manfaat dan berguna kepada kita semua. Saya percaya [...]
"Individual expenditure not only rises to meet income, but tends to surpass it, and probably always will.” According to writer C. Northcote Parkinson, who is famous for the so-called Parkinson's Law. A typical human behaviour is when an employee gets a raise, he decides that he can now afford a better lifestyle. He or [...]
The year 1988 my dad bought a low-cost flat at Setapak Kuala Lumpur for about RM25,000. It has two bedrooms and one bathroom. That was 28 years ago. Today the apartment cost about RM170,000. It costs 6.80 times of the original price. Do you still want to wait buying your first house? For more [...]
Today, we received a call from Mr A (customer) and we talked a bit about his background and profile. He bought a house and signed Sale and Purchase Agreement. He does not apply for any loan yet. When we prompt further, it seems like he was pushed by property agent to sign the Sale and [...]
Berdasarkan Tinjauan Bajet 2017 daripada laman web Perdana Menteri telah mendedahkan bahawa tiga keutamaan topik yang menjadi kebimbangan rakyat malaysia ialah :- 1. Kos Sara Hidup- 26% 2. Perumahan Dan Kehidupan Bandar - 13% 3. Perkhidmatan Penjagaan Kesihatan - 8% Diikuti oleh:- 4. Pendidikan - 6% 5. Pembangunan Ekonomi - 5% 6. Keselamatan Awam [...]
