Home Loan Library

In this home loan library, we talk about home loan interest rates, latest package about home loan, news about home financing and many more.

Stamp Duty & Legal Fees For Purchasing A House 2025

Sale And Purchase Agreement Legal Fees 2023 SPA, Stamp Duty, And Legal Fees For Malaysian Property The schedule below as a reference of stamp duty and legal fees when purchasing a house. Latest Update - 2023 Professional Legal Fees: For The First RM500,000.00 - 1.0% (Subject to a minimum fee of RM500.00) For The [...]

By |2024-12-24T07:23:33+08:00November 1st, 2023|Home Loan Library, Buying A Home, Frequent Ask Questions, Latest News and Update, My First Home Scheme|Comments Off on Stamp Duty & Legal Fees For Purchasing A House 2025

Weekly Home Loan Question & Answer 2025

Customer Question: Which bank provides refinancing for an uncompleted serviced apartment? Expected completion in another year Answer: Well for property under construction or without CCC, you are not able to refinance your property. You have to wait until the property is completed. Without the CCC, valuer firm will not quote any confirm value of [...]

Beli Rumah Atau Sewa Rumah? 2025

Sejak akhir-akhir ini begitu banyak perdebatan mengenai pembelian rumah dan harga rumah. Memang semua sudah tahu bahawa harga rumah sekarang agak mahal dan mungkin tidak mampu untuk dimiliki oleh sesetengah orang. Walaupun harga rumah agak tinggi dan bayaran bulanan rumah agak membebankan, kita tetap perlukan sebuah rumah. Andai kata tidak dapat membelinya, apakata kita [...]

By |2024-12-24T07:23:17+08:00November 1st, 2023|Buying A Home, Home Loan Library, Latest News and Update|Comments Off on Beli Rumah Atau Sewa Rumah? 2025

Refinancing Question and Answer ( Q & A) 2025

Refinancing Question and Answer ( Q & A): ( All Q & A are from our customer, if you have any questions about refinancing, please go to our contact us page and drop us your questions. We we shall reply to you as soon.) 1) Question : I bought a house in 2007.Purchase Price [...]

By |2024-12-24T07:19:59+08:00November 1st, 2023|Home Loan Library, Frequent Ask Questions, Refinancing Your Mortgage|Comments Off on Refinancing Question and Answer ( Q & A) 2025

Other Refinancing Fees To Highlight 2025

1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]

By |2024-12-24T07:19:50+08:00November 1st, 2023|Frequent Ask Questions, Home Loan Library, Refinancing Your Mortgage|Comments Off on Other Refinancing Fees To Highlight 2025

Calculating Your Housing Loan in Malaysia: A Comprehensive Guide

Discover the best housing loan options in Malaysia with our comprehensive guide. Learn about interest rates, eligibility criteria, and key steps to secure your dream home. Navigate the world of home loans confidently with our expert advice Are you considering buying a house in Malaysia? Congratulations on taking this exciting step toward homeownership! However, [...]

KENAPA REFINANCE RUMAH BANK RAKYAT MENJADI PILIHAN?

Di Malaysia kita mempunyai lebih kurang 20 buah bank untuk membuat pinjaman perumahan. Dan salah satu pinjaman perumahan yang popular ialah refinance rumah. Hari ini kita nak bercakap sedikit tentang refinance rumah dengan Bank Rakyat. Ada sesetengah orang memang suka Bank Rakyat sebab kelulusan yang agak fleksible berbanding bank lain. DEBT CONSOLIDATION LOAN Selain [...]

Need Help Getting Approved with Clean CCRIS?

Home loans are one of the most common types of loans most individuals apply to own their homes. Recently, the topic of clean CCRIS has often emerged and become a hot topic of conversation. Is it true that borrowers with clean CCRIS cannot get approval? The answer is Yes and No. There are many [...]

Tak boleh buat Clean CCRIS ?

Pinjaman rumah merupakan satu daripada jenis pinjaman yang biasa dipohon oleh kebanyakan individu untuk memiliki rumah sendiri. Akhir-akhir ini, topik CCRIS yang bersih (clean CCRIS) sering kali timbul dan menjadi perbualan hangat.Betul atau tidak peminjam yang mempunyai clean CCRIS tidak boleh mendapat kelulusan? Jawapannya, Ya dan Tidak.Terdapat banyak faktor yang perlu diambil kira sebelum memohon pinjaman [...]

A Comprehensive Guide to Home Loans in Malaysia: Which Option Is Right for You?

When it comes to buying a home in Malaysia, one of the biggest challenges you'll face is finding the right home loan option.  With so many home loan products available, choosing the one that's best for you can be overwhelming. In this article, we'll take a closer look at four popular types of home [...]

Go to Top