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When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate. So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will [...]
Korang wajib tahu dengan jenis-jenis home loan yang ada. Ada full flexi, ada semi-flexi, dan ada basic term loan. Orang buat bisnes dan ada banyak lebihan duit bulanan ambil Full-flexi loan, supaya lebihan duit boleh simpan dalam akaun semasa untuk kurangkan interest home loan. Duit dalam akaun simpanan tadi, kita boleh keluar semula. Principal [...]
This week video consists of questions that we commonly received from our client or audience. Hopefully, this video will help you in buying a house or getting a home loan from a bank. Home Loan Tips: Question and Answer 1. One Tip For First Time House Buyers 2. How Much Money Do You [...]
What we do are provide home loan advice and essential tips before or when buying a house. When a customer comes to us, we ask them to share about their situation, and then we talk with them to explore the best advice or tips and possible solutions. "Many are not aware of their right [...]
Everything you need to know about Debt Service Ratio. Debt service ratio is used by a bank to calculate the eligibility of loan for a borrower. To be honest, debt service ratio by banks changed a lot since the last decade. And sometimes, it’s quite hard to keep up as different banks will have [...]
Saya pernah ditanya oleh seseorang soalan seperti berikut: "Saya bercadang untuk beli sebuah rumah untuk anak saya yang berumur 3 tahun. Boleh kah saya terus letak nama anak saya dalam geran rumah tersebut?" Jawapan saya : 1. Secara prinsipnya kanak-kanak di bawah umur 18 tahun tidak mempunyai kelayakan dari segi undang-undang untuk memasuki sebarang [...]
Hurry! For limited time period only! Are you looking for the best and the lowest home loan rates? Then, you're at the right place. The promotion rates is for a new purchase house, under construction property and refinancing case. Home Loan Rates as low as 4.10%* p.a (fixed) 1st Year Thereafter, BR + 0.70% [...]
( According to The Association of Banks in Malaysia ) Recently, Property developers have been complaining about bank's approval rating that was too strict. In a press release 17th March 2017, The Association of Banks in Malaysia (ABM) said the approval rate for housing loans in 2016 is high at 73.8%. The association clarified [...]
Are you applying for a home loan? Discover some tips to help finding the right home loan as easy as possible. Contact Us at +6012-6946746 www.malaysiahousingloan.com Facebook.com/malaysiahousingloan
We did an interview with Sin Chew Newspaper yesterday. We shared a few hot topic with Sin Chew about home loans approval, tips and tricks to get easy approval from the bank. Hopefully, it's enough for the readers. Thank you, Yoke Ping, for coming over. We had a great time! [...]
