home loan

RUMAH FREEHOLD & LEASEHOLD SAMA KER?

Coretan Hidup Agent rumah cakap FREEHOLD & LEASEHOLD rumah sama je... Betul ker? Banker cakap rumah leasehold kalo balance lease kurang 40 tahun, susah bank nak bagi pinjaman. Valuer cakap rumah leasehold kalo semakin kurang balance lease period akan menjadi kurang 'menarik'. Value rumah mungkin susah nak naik. Majlis perbandaran cakap jangan lupa memperbaharui [...]

Tip of the week: Check Your Loan Statement Regularly

Several years ago, I used to work with one of the local banks. I was doing mortgage sales and also handling customer service. One day, I was approached by a lady. She complained about her loan account balances that seem to be odd. So, I checked her loan account and realised that the system [...]

By |2019-03-25T14:24:32+08:00December 15th, 2016|Home Loan Library, Latest News and Update|0 Comments

RUMAH TAK SIAP, KENA BAYAR KER?

Soal Jawab Pelanggan: Cik A : Saya beli rumah dari pemaju, dah lama dah... Pemaju pun dah bankrap. Rumah tak siap. Tapi bank dah disburse sebahagian duit kepada pemaju. Saya tak bayar pun kat bank. Sekarang dah black list. Perlukah saya membuat bayaran? Jawab: Cik A, andai kata bank telah membuat disbursement kepada pemaju, [...]

TIP MEMBELI RUMAH :DOKUMEN YANG MESTI DIMINTA SEMASA MEMBELI RUMAH DARI PENJUAL

Tahukah Anda? Kalau anda membeli rumah dari ejen ataupun menerusi penjual, pastikan anda mendapat dokumen dibawah semasa memberi ejen deposit rumah. Dokumen tersebut adalah agak penting untuk pembeli membuat pinjaman bank. Tanpa dokumen ini, proses kelulusan pinjaman perumahan boleh terbantut. 1. BOOKING RESIT EJEN Selepas memberi deposit, pastikan anda mendapat booking resit dari ejen [...]

What You Should Do If You Are PTPTN Defaulters?

(PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters now facing the hiccups when buying a house or applying for a loan. With this issue, it might jeopardise [...]

By |2016-11-01T10:45:58+08:00May 24th, 2016|Home Loan Library, Latest News and Update|0 Comments

Dream Home Becomes Abandoned Project

News Summary : According to the National Housing Department, from 2001 to 2015, there were 28 cases of abandoned projects in Peninsular Malaysia while another 20 are being revived. Example of Abandoned Project: 1.Selayang Springs Condominium abandoned project in April 2014. Recently been lifted from being classified as an abandoned project to be placed under [...]

By |2016-11-01T10:45:59+08:00April 15th, 2016|Latest News and Update|0 Comments

THE HOTTEST PROPERTY LAUNCHING – THE HENGE & ELMINA VALLEY

Thumbs up to two most successful developers, Aset Kayamas and Sime Darby for their success in the recent project, The Henge, and Elmina Valley. These two developers and projects prove despite the weakening property market right now, and people are still buying property like crazy! It was not a myth of any kind; it was [...]

By |2016-11-01T10:45:59+08:00April 14th, 2016|Latest News and Update|0 Comments

MyDeposit First Home Deposit Funding Scheme

Get Your Free Sales & Purchased Agreement Quotation Get Your SPA Quotation Now !!! SKIM PEMBIAYAAN DEPOSIT RUMAH PERTAMA (MyDeposit) MAKLUMAN Permohonan baru Skim Pembiayaan Deposit Rumah Pertama (MyDeposit) masih belum dibuka. Sebarang maklumat lanjut mengenai perkara ini akan dimaklumkan dari masa ke semasa. Mydeposit Malaysia 2018 Application Has Not Open [...]

By |2017-11-09T21:30:01+08:00April 7th, 2016|Home Loan Library, Latest News and Update|13 Comments

MyDeposit Skim Pembiayaan Deposit Rumah Pertama

Mydeposit Malaysia Application Had Closed On 30th June 2016 For More Information You Can Visit http://www.kpkt.gov.my/index.php/pages/view/397 http://www.kpkt.gov.my/index.php   Tidak Mencukupi Deposit Untuk membeli Rumah? Kerajaan menawarkan Skim Pembiayaan Deposit Rumah Pertama (MyDeposit) seperti yang pernah diumumkan dalam budget 2016. Skim tersebut merupakan inisiatif terbaharu kerajaan dalam membantu golongan berpendapatan sederhana (M40) membiayai kos deposit [...]

By |2016-11-01T10:46:03+08:00April 7th, 2016|Home Loan Library, Latest News and Update|0 Comments

4.99% FIXED RATE HOME LOAN WITH ZERO MOVING COST

Are you worry increase in Home Loan Interest Rates and need to pay more? We introduce New Home Loan 4.99% p.a Fixed Rate Promotion with Zero Moving Cost! Limited Period only. Want to know more? Call or Whatsapp us at +6012-6946746 or visit www.malaysiahousingloan.com.

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