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Reschedule @ Restructure adalah penyelesaian atau kesilapan? 2024

Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule.Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari pihak [...]

What will happen if I take the six months moratorium for my home loan?

Question: What will happen if I take the six months moratorium for my home loan? Answer: These are the things that will or might happen if you take the six months moratorium for your Home Loan. 1. You are not required to pay monthly installments for six months. It also means you are not [...]

By |2020-03-31T22:43:17+08:00March 31st, 2020|Latest News and Update, Home Loan Library|0 Comments

What do we know so far about Six Months Moratorium announced by BNM?

When BNM announced the six months Moratorium on 24 March 2020, many people welcome the movement. And we here go ecstatic with the news because we know it will help lots of people out there. If you're late to the news, let me explain as simple as possible what is this six months Moratorium [...]

By |2020-03-29T21:21:32+08:00March 29th, 2020|Latest News and Update, Home Loan Library|0 Comments

I can’t get a home loan; my brother uses my name

A couple of days ago, we received a call from a client. And let's called her Ms. Amy (not actual name). Amy bought a house in the year 2000 with her brother and joint name for the loan as well. The house is occupied, and the house installment is paying by her brother. In [...]

What Is The Best Home Loan?

I want the best home loan. I want a cheaper interest rate. I can hear my client saying this all the time. Aren't all of us want that? Ideally, we want a low price with the most high-quality product. The best thing if it FREE. Cost us nothing. Is that even possible? But people [...]

How To Tackle If Your CCRIS Record Is Too Clean?

Question: Hi melissa, my ccris record is "too clean" so a friend suggest to apply for personal loan (RM25k for 7 years with aeon) my gross salary RM4,500 nett is RM3,900 monthly personal loan RM596 currently applying housing loan RM500k what are my chances? MHL Answer: Hi, I hope "too clean" means you [...]

Top Four Reasons why your home loan might be declined

You’re ready to buy a home, but you can’t find a bank who will approve your home loan. While this might seem discouraging and frustrating, it is not necessarily the end of your dream to become a home owner. Once you know the reason that you are considered a bad risk, you can improve [...]

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