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Remortgaging your fully paid house, also known as refinancing, is a way to unlock the equity in your property and access additional funds. Owning a fully paid house in Malaysia can be a valuable asset but can also limit your financial flexibility. Remortgaging your fully paid house can also help you get better interest [...]
Remortgage rumah merupakan proses mengambil pinjaman rumah baru bagi rumah yang sudah dilunaskan sepenuhnya. Ia merupakan pilihan popular bagi pemilik rumah yang ingin mengakses dana tambahan atau mendapatkan kadar faedah yang lebih baik pada pinjaman rumah mereka. Walau bagaimanapun, bagi golongan pesara atau individu yang lebih tua di Malaysia, mendapatkan pinjaman rumah boleh menjadi [...]
Remortgage is the process of taking out a new home loan for a fully paid-up house. It's a popular option for homeowners who want to access additional funds or get better interest rates on their home loans. However, for retirees or older individuals in Malaysia, getting a home loan can be challenging due to [...]
Refinancing your home loan can be a smart financial move for many homeowners in Malaysia. By securing a lower interest rate, you can save money on your monthly repayments and potentially access additional funds through the equity in your property. This article will explore the various aspects of refinancing, including fees and charges, loan [...]
I'm going to share a few reasons to refinance your house now. And this is the story of one of our past client. Recently, the client applied for refinancing. He is 40 years old young, a teacher and very eager to apply for refinancing. Mainly to fully settled his loan. He submits in a [...]
When it comes to buying a home in Malaysia, one of the biggest challenges you'll face is finding the right home loan option. With so many home loan products available, choosing the one that's best for you can be overwhelming. In this article, we'll take a closer look at four popular types of home [...]
If you want to know how the leasehold extension premium is calculated, this article is for you. For people who say leasehold and freehold property is the same, LET ME PROOF YOU WRONG. Today, one customer inquire about the leasehold extension premium fees in Selangor. As we all know, Leasehold property and Freehold property [...]
What Are The Steps Of Refinancing Your Home? 90% of people refinancing because they need money. They need money to repay bad debts, to renovate a house, to buy a house, to start a business, to buy a car, to fund their children education; it can be any reason. The least essential reasons are [...]
When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate. So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will [...]
Question: Hi, I have a house. The house is fully paid for. Now, I want to get financing for the home. What is the cost that I need to pay? And what is remortgage vs refinance? Answer: A remortgage is when your house has fully paid up, and now you want to get new [...]
