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"Individual expenditure not only rises to meet income, but tends to surpass it, and probably always will.” According to writer C. Northcote Parkinson, who is famous for the so-called Parkinson's Law. A typical human behaviour is when an employee gets a raise, he decides that he can now afford a better lifestyle. He or [...]
The year 1988 my dad bought a low-cost flat at Setapak Kuala Lumpur for about RM25,000. It has two bedrooms and one bathroom. That was 28 years ago. Today the apartment cost about RM170,000. It costs 6.80 times of the original price. Do you still want to wait buying your first house? For more [...]
Beli rumah memang seronok, tapi bila dapat kunci rumah dari pemaju lagi seronok. Ramai yang terus bawak satu family pergi tengok rumah baru. Tapi, bila tengok sana sini, banyak kerosakkan dari pihak pemaju. Terus frust dan rosak mood. Jika anda menghadapi masalah tersebut diatas, apakah yang patut anda lakukan? Mari baca coretan dari Tuan Salkukhairi [...]
Step 1: Print Your CCRIS Report. Go to Central Bank or Bank Negara Malaysia and get your CCRIS Report Print. Step 2: Check your loan ELIGIBILITY OR AFFORDABILITY Come over to our website www.malaysiahousingloan.com or call/Whatsapp us at 012-6946746. Show us your report and we shall calculate your eligibility on the spot. After doing [...]
Dalam urusan jual beli rumah, biasanya deposit yang kena dibayar semasa menandatangani Perjanjian Jualbeli (SPA) ialah 10% dari harga jual. Kalau pembeli membeli melalui ejen hartanah berdaftar, 3% haruslah dibayar terlebih dahulu semasa membuat "booking". Kadang-kala ejen hartanah mungkin akan menyuruh pembeli membayar 3%+GST ejensi sebagai pendahuluan. Bagaimanapun, pembeli tidak akan dikenakan GST. Pembeli tetap [...]
FREQUENTLY ASKED QUESTIONS 1. What is the eligibility criteria to apply for a PRIMA home? • Malaysian citizen. • At least 21 years of age at the time of application • An individual or family (husband & wife) with a combined household monthly income of RM2,500 – RM10,000. • Applicant or his/her spouse [...]
Are you looking for a Fixed Interest Rate Home Loan that can ease your burden? Look no further, with AIA Home Loan Fixed Rate you will always know precisely what your home loan repayments are. No element of surprise and no out of a budget issue. You will even increase your household savings at [...]
If you plan to buy a house, you’ll most probably need a home loan. However, getting a good home loan is actually pretty challenging. You’ll need to determine the kind of loan you need, and you’ll have to find out the best suitable offer. When it comes to home loans, many people in Malaysia often [...]
The scheme is one of the measures announced by the Government in the 2011 Budget aimed at assisting young adults to own a home. The scheme allows homebuyers to obtain 100% financing from financial institutions, enabling them to own a home without having the need to pay a 10% down payment. Cagamas SRP Berhad will [...]
Are you worry increase in Home Loan Interest Rates and need to pay more? We introduce New Home Loan 4.99% p.a Fixed Rate Promotion with Zero Moving Cost! Limited Period only. Want to know more? Call or Whatsapp us at +6012-6946746 or visit www.malaysiahousingloan.com.
