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When it comes to buying a house, somehow we need to decide whether to buy a Freehold or Leasehold house. Freehold is better, they say. It doesn't matter, some say. So which one is true? But the truth is, there is no direct answer to this. I want to say, FREEHOLD house is more [...]
Hey, If you haven't noticed, Base Rate (BR), Base Lending Rate (BLR) and Base Financing Rate (BFR) have increased. You might want to know. The latest Base Rate (BR), Base Lending Rate (BLR) and Base Financing Rate (BFR) as at 21 December 2018 by Bank Negara Malaysia. Check out the listing here. The Lowest [...]
Hi, Happy Chinese New Year to you all. Recently, there was an increased in Overnight Policy Rates, from 3% to 3.25%. How many of you feel the heat of the increment? I guess almost everyone that has a house and still mortgaging the property to the bank will have a significant impact. Earlier this [...]
When I was young, I want a big bungalow house. In the free time, I'd asked my father or my friends to drive me around an elite neighborhood with lots of beautiful and huge bungalow houses. I will admire the homes and their luxurious cars from outside. And fantasize living in the big house. [...]
There's one customer who was so skeptical to apply for a loan after being rejected multiple times. Totally understandable. Who likes to be rejected? The thing is if you have higher debts compare to your income, the chances are higher for the bank to turn you down. As long as you kept the [...]
Today is a Saturday. Usually, we will take a good Saturday or Sunday to clear our mind. That's mean, no working. But, it's the most difficult things to do because people need help and advice from us regardless of Monday or Sunday. And of course, we're happy to help too. So, I was sitting [...]
Many years ago, my family and I were living in a low-cost flat somewhere around Setapak. We lived there for many many years. Once my sister and I have a steady job. We decided to move to a bigger house. As the flat unit is about 529sft and there were 3 of us, we [...]
When purchasing a house in Malaysia, purchaser requires appointing a Sale & Purchase (SPA) Lawyer to represent them. A good SPA lawyer is crucial in this situation because the moment you start buying a house, and if you're not careful, you might fall into a deep hole that orchestrates by the property agent, seller, [...]
Buying a house can be so much fun and full of excitement but at the same time it's can be nerve wrecking and stressful too. Why? Most people buy a house to start a family, a new start and have a place to call home to create new memories and some called Home is [...]
Facts about Property Market Now:- 1. Unsold residential unit increase 40%. 2. The unsold residential unit is a total of 20,867 units worth RM12.26 billion. 3. The unsold residential unit comprises condominiums and apartments priced between RM500,000 and RM1,000,000. 4. Housing price growth in Malaysia has moderated to 5.6% in the second quarter of [...]
