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There is a saying that you'll always remember about your first love, but I also believe that you'll never forget your first house. The house that you bought for the first time after years of saving or hard work. The house that you raised your kids and create the happiest memories of your family. [...]
I'm not sure why talking about Will Writing can be an uncomfortable topic, but death does happen, and it can take a significant toll towards your loved ones. Honestly, It takes a long time for me executing a WILL. I know, it's essential, but it's just too many works, procrastinates kicks in, and everything [...]
When it comes to buying a house, somehow we need to decide whether to buy a Freehold or Leasehold house. Freehold is better, they say. It doesn't matter, some say. So which one is true? But the truth is, there is no direct answer to this. I want to say, FREEHOLD house is more [...]
Hey, If you haven't noticed, Base Rate (BR), Base Lending Rate (BLR) and Base Financing Rate (BFR) have increased. You might want to know. The latest Base Rate (BR), Base Lending Rate (BLR) and Base Financing Rate (BFR) as at 21 December 2018 by Bank Negara Malaysia. Check out the listing here. The Lowest [...]
Hi, Happy Chinese New Year to you all. Recently, there was an increased in Overnight Policy Rates, from 3% to 3.25%. How many of you feel the heat of the increment? I guess almost everyone that has a house and still mortgaging the property to the bank will have a significant impact. Earlier this [...]
There's one customer who was so skeptical to apply for a loan after being rejected multiple times. Totally understandable. Who likes to be rejected? The thing is if you have higher debts compare to your income, the chances are higher for the bank to turn you down. As long as you kept the [...]
Today is a Saturday. Usually, we will take a good Saturday or Sunday to clear our mind. That's mean, no working. But, it's the most difficult things to do because people need help and advice from us regardless of Monday or Sunday. And of course, we're happy to help too. So, I was sitting [...]
Many years ago, my family and I were living in a low-cost flat somewhere around Setapak. We lived there for many many years. Once my sister and I have a steady job. We decided to move to a bigger house. As the flat unit is about 529sft and there were 3 of us, we [...]
When purchasing a house in Malaysia, purchaser requires appointing a Sale & Purchase (SPA) Lawyer to represent them. A good SPA lawyer is crucial in this situation because the moment you start buying a house, and if you're not careful, you might fall into a deep hole that orchestrates by the property agent, seller, [...]
Buying a house can be so much fun and full of excitement but at the same time it's can be nerve wrecking and stressful too. Why? Most people buy a house to start a family, a new start and have a place to call home to create new memories and some called Home is [...]
