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Hari ini ada seorang suami ingin bertanya mengenai Mortgage Level Term Assurance (MLTA). Dia ada membeli sebuah rumah pada tahun 2016 dan mengambil pinjaman perumahan dengan salah satu bank tempatan. Semasa membuat pinjaman perumahan, dia ada juga mengambil Mortgage Reducing Term Assurance (MRTA) bank. Kebelakangan ini jiran sebelah rumah telah mengalami musibah. Suami jiran [...]
Property stamp duty can be a considerable amount to pay when buying a house. Still, you might entitle to a property stamp duty exemption; continue to read this article to find out more. Some might see this year as a challenging year; spending on any big purchases such as houses or cars are very [...]
In this article, I will share how you can avoid these traps when applying for a home loan and the solutions when facing one. At the start of this week, one topic keeps surfacing on my social media - Got cheated when applying for home loans. And this makes me sad and furious. I [...]
If you need to remove joint owner name in a property and have no idea how to do it, then this article is for you. We also share a few tips on how to save money when doing the property transfer. Check out the article here. Ever been asked the same thing repeatedly? This [...]
When buying a house, one thing that we try to avoid is getting cheated by anyone. Let be honest; no one likes to be cheated. Therefore, before buying a house, we need to have the right knowledge, more importantly, the right mind. The way we see it, there are three ways to get it [...]
A competitive housing market may require fast action, but buyers still need to proceed with extreme caution. Here are a few common real estate scams to watch out for. Today I want to talk from the buyer’s perspective and, more specifically, what they need to beware of when dealing with a seller or property [...]
Question of the day. Hi, I am earning rm2800 minus my bonus and commissions. I am looking to get a house in kl. I would be a first-time buyer. Can I get more info on that? Thank you Answer: Hi, thanks for your question and I will straight answer your question. 1. [...]
If you're a seller and selling your house to others, you should read this. When you want to sell a house, you will typically engage a property agent, or maybe you will sell your own. And the reason for selling your house usually means you need the money fast for whatsoever reason. Hence, you [...]
Today, a lady asked an interesting question about stamp duty exemption. Her question is like this. If she bought a house with a property price of RM800,000, will she get a stamp duty exemption for the first RM500,000? Since the stamp duty exemption is up to RM500,000. Well. Stamp duty exemption doesn't work like [...]
Today, someone asked Can you guarantee to get a stamp duty exemption for first-time house buyer?We said, "Nope, we can't guarantee it."And he goes on and on about, someone can guarantee it.Now, maybe he doesn't understand the process of getting the stamp duty exemption. It is not up to the lawyer, bank or even us [...]
