Melissa Lee

About Melissa Lee

At MalaysiaHousingLoan.com, we offer FREE online consultations to all our visitors. Whether you need guidance on: 🏡Refinancing 🏡Buying or selling a property 🏡Mortgage insurance & lawyer fees 🏡Stamp duty & legal documents (SPA, MOT, POT, POC) 🏡Loan quotations & more …we’re here to help! 🏡💙 Need advice? Just call or WhatsApp us at +6012-9771019 —we’d love to assist you!

Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) 2024 – Which one is better?

Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) [...]

Down Payment For House Malaysia 2024

Down Payment For House Malaysia 2023 A downpayment is probably the most important thing to own a house in Malaysia. Buying a house is a privilege. If you're still unaware of this, then you don't know how lucky you are! But, before you can buy a house, you need to save for a [...]

Reschedule @ Restructure adalah penyelesaian atau kesilapan? 2025

Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule.Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari pihak [...]

The Difference Between Master title, Individual Title, and Strata Title 2024

Are you confuse between Master Title, Individual Title, and Strata Title? Before buying a house, it's essential to know the house is under Master or Individual/Strata title. There will be complication or risk to consider when buying a property that still under Master Title. Master title property will have more risk compared to the [...]

Refinance Fully Paid House In Malaysia 2024

I can't think a better time than NOW to do a Refinancing. People will tell you the home loan interest rates are super low and attractive. How low you say? Imagine this. The government servant is paying 4% interest rates for their government home loan. Commercial banks are now offering a home loan interest [...]

Updates On Stamp Duty Malaysia For Year 2025

If buying a new home is on your mind this year, it is critical to understand the property stamp duty and how you can get a stamp duty exemption, especially for a first-time house buyer Stamp Duty To Purchase A Property PROPERTY PRICE RATES For the first RM100,000 1.0% From RM100,001 to RM500,000 [...]

Property Stamp Duty Malaysia 2024

Are you buying a house? This Property Stamp Duty Malaysia scale might come handy. The property market at first seems to be challenging in the year 2020, but surprisingly the Central Bank reduces overnight policy rate (OPR), and this seems like a good year to do some borrowing. Since the announcement of the overnight [...]

How Much Is The Stamp Duty? | Stamp Duty When Buying A House | House Buyer Guide

Stamp Duty When Buying A House 2024 Buying a house has been unequivocally one of the hottest topics that being discussed by Malaysian. Most Malaysian are hopeful to at least own a house one day. But, how many of us know the process of buying a house? To be honest, it can be a [...]

6 Properties You Should Avoid Buying 2025

Hey guys, welcome back to MalaysiaHousingLoan. I'm Melissa. So, today we are going to talk about 6 PROPERTIES YOU SHOULD AVOID BUYING. Buying the right house is so crucial that you do not want to buy a wrong house, regardless it is for investment or own stay, you deserve to have the best [...]

Is there a big difference to buy a leasehold and freehold property? 2025

Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]

Go to Top