Melissa Lee

About Melissa Lee

At MalaysiaHousingLoan.com, we offer FREE online consultations to all our visitors. Whether you need guidance on: 🏡Refinancing 🏡Buying or selling a property 🏡Mortgage insurance & lawyer fees 🏡Stamp duty & legal documents (SPA, MOT, POT, POC) 🏡Loan quotations & more …we’re here to help! 🏡💙 Need advice? Just call or WhatsApp us at +6012-9771019 —we’d love to assist you!

3 Types Of Property I Will Avoid Buying (For Secondary/Subsale Market) 2024

Hey guys, Welcome back to the Malaysia Housing Loan channel. My name is Melissa. Today I'm going to share with you three types of property that I usually avoid buying. I know that buying a property can be stressful; it takes a lot of research; it takes a lot of energy and time [...]

By |2026-03-13T12:29:02+08:00November 1st, 2023|Buying A Property|0 Comments

How To Pay Off Debts With Refinancing? 2024

Refinancing can do wonders when it comes to paying off your debts. In this article- How to pay off debts with refinancing, we share how refinancing can re-start your finances. Years ago, refinancing helped me restructure my finances by paying off most of my debts. Now I am in a better position in handling [...]

By |2026-03-13T12:29:02+08:00November 1st, 2023|Refinancing & Debt Consolidation|0 Comments

Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) 2024 – Which one is better?

Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) [...]

By |2026-03-13T12:28:20+08:00November 1st, 2023|Mortgage Insurance (MRTA & MLTA)|0 Comments

Down Payment For House Malaysia 2024

Down Payment For House Malaysia 2023 A downpayment is probably the most important thing to own a house in Malaysia. Buying a house is a privilege. If you're still unaware of this, then you don't know how lucky you are! But, before you can buy a house, you need to save for a [...]

By |2026-03-13T12:28:27+08:00November 1st, 2023|Buying A Property|0 Comments

Reschedule @ Restructure adalah penyelesaian atau kesilapan? 2025

Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule.Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari pihak [...]

By |2026-03-13T12:27:12+08:00November 1st, 2023|Credit Health & Loan Approvals|0 Comments

The Difference Between Master title, Individual Title, and Strata Title 2024

Are you confuse between Master Title, Individual Title, and Strata Title? Before buying a house, it's essential to know the house is under Master or Individual/Strata title. There will be complication or risk to consider when buying a property that still under Master Title. Master title property will have more risk compared to the [...]

By |2026-03-13T12:28:13+08:00November 1st, 2023|Legal / Transfer & Ownership|0 Comments

Refinance Fully Paid House In Malaysia 2024

I can't think a better time than NOW to do a Refinancing. People will tell you the home loan interest rates are super low and attractive. How low you say? Imagine this. The government servant is paying 4% interest rates for their government home loan. Commercial banks are now offering a home loan interest [...]

By |2026-03-13T12:28:55+08:00November 1st, 2023|Refinancing & Debt Consolidation|2 Comments

Property Stamp Duty Malaysia 2024

Are you buying a house? This Property Stamp Duty Malaysia scale might come handy. The property market at first seems to be challenging in the year 2020, but surprisingly the Central Bank reduces overnight policy rate (OPR), and this seems like a good year to do some borrowing. Since the announcement of the overnight [...]

By |2026-03-13T12:28:41+08:00November 1st, 2023|Legal / Transfer & Ownership|0 Comments

How Much Is The Stamp Duty? | Stamp Duty When Buying A House | House Buyer Guide

Stamp Duty When Buying A House 2024 Buying a house has been unequivocally one of the hottest topics that being discussed by Malaysian. Most Malaysian are hopeful to at least own a house one day. But, how many of us know the process of buying a house? To be honest, it can be a [...]

By |2026-03-13T12:27:39+08:00November 1st, 2023|Legal / Transfer & Ownership|0 Comments

Memorandum Of Transfer Malaysia 2024

Memorandum of Transfer (MOT) If you own a house, you have to start familiarizing yourself with the Memorandum of Transfer (MOT). There will be a time in life that you're going to get to know the Memorandum of Transfer (MOT), and I think a head-start about Memorandum of Transfer (MOT) is going to [...]

By |2026-03-13T12:28:34+08:00November 1st, 2023|Legal / Transfer & Ownership|0 Comments
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