housing loan malaysia

CARA MUDAH MENDAPAT KELULUSAN BANK

1. Gaji Yang Mencukupi a. Sebelum membeli rumah, buat planning dulu. Kalau berhasrat tahun ini membeli rumah, cubalah tambahkan gaji bulanan atau cuba menjana pendapatan kedua dengan mencari pekerjaan sambilan. b. Sesetengah bank telah menetapkan gaji minima untuk membuat pinjaman, seelok-eloknya gaji minima RM3500 ke atas. c. Sebelum membeli rumah, marilah mengukur baju di badan [...]

By |2016-11-01T10:45:57+08:00September 15th, 2016|Latest News and Update, Home Loan Library|0 Comments

Be Our Business Partner

We're looking for enthusiastic Mortgage Sales Officer (MSO) to be our Business Partner. Description: We will pass the potential customer leads to the MSO, and he/she shall follow up through for the home loan application and acceptance of bank letter offer. Criteria: At least one-year experience preferable Mortgage Sale Officer from any banks in Kuala [...]

By |2016-11-01T10:45:57+08:00September 15th, 2016|Latest News and Update|0 Comments

PAY LATE, BANK INCREASE INTEREST RATE

Just a community reminder to all the house owner out there to be more diligent when handling existing home loan account. Some banks are imposing a penalty in home loan interest rates to a borrower that make a late payment to their home loan account for consecutive two months. Let’s check out the sample of [...]

By |2016-11-01T10:45:57+08:00September 14th, 2016|Latest News and Update, Home Loan Library|0 Comments

Most commercial property is not regulated under Housing Development Act 1966 (HDA)

DO YOU KNOW? Most commercial property ( e.g SOHO, SOFOs, SOVOs, or Flexi/Designer Suites etc.) is not regulated under Housing Development (Control and Licensing) Act 1966 (HDA). The Housing Development (Control and Licensing) Act 1966 (HDA) places strict standards on developers and offers several layers of protection to home buyers. Home buyers’ interests are [...]

By |2016-11-01T10:45:57+08:00September 9th, 2016|Latest News and Update, Home Loan Library|0 Comments

What is Private Caveat? Why It’s So Important?

What is Private Caveat? A PRIVATE caveat is a formal legal notice to the world that you have an interest in a particular property or land. For example, a purchaser who has paid a deposit under a sale and purchase agreement could enter a private caveat on the land to prevent any further dealings related [...]

DIFFERENCE BETWEEN FULL FLEXI LOAN, SEMI-FLEXI LOAN & NON-FLEXI LOAN (IN BRIEF)

When come to choosing the right home loan products, many borrowers can easily get confused. Here we have a simple and brief comparison to help you making those decisions. Full Flexi Loan 1. Borrower may have to set up a current account for a fee, which is linked to the loan account. 2. Borrower allowed [...]

Three Mistakes Most Borrowers Do When Applying For A Loan

Hey guys, Welcome to MalaysiaHousingLoan.com. And today, I'm going to share with you, three mistakes that most borrowers do. We do understand. Lately, the central bank had strengthened the policy, and it gets tougher to get a loan so hopefully with this video, it can help you when applying for a [...]

Everything You Need To Know About CCRIS Report ( Brief Version)

Hi, I guess this is worth sharing and if you're wondering what that information on the CCRIS Report mean, check out the simple, self-explanatory version of CCRIS report provided by Bank Negara Malaysia. It is important to review and understand your CCRIS Report before applying for any bank loan. I promise you, its will help [...]

By |2016-11-01T10:45:57+08:00August 27th, 2016|Home Loan Library, Latest News and Update|0 Comments

HomeTIPS Insurance Covers Unemployment Benefit For House Buyers

IJM Land and Allianz Malaysia have partnered up to roll out a new kind of Insurance scheme called HomeTIPS for homebuyers. The collaboration enables Allianz Life Insurance and Allianz General Insurance Co to underwrite three insurance plans for IJM Land homebuyers for 36 months from the date of signing of the sales and purchase (S&P) [...]

By |2016-11-01T10:45:57+08:00August 22nd, 2016|Latest News and Update, Home Loan Library|0 Comments

Dream Home Becomes Abandoned Project

News Summary : According to the National Housing Department, from 2001 to 2015, there were 28 cases of abandoned projects in Peninsular Malaysia while another 20 are being revived. Example of Abandoned Project: 1.Selayang Springs Condominium abandoned project in April 2014. Recently been lifted from being classified as an abandoned project to be placed [...]

By |2025-07-26T12:43:31+08:00April 15th, 2016|Latest News and Update|0 Comments
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