housing loan interest rate malaysia 2017

Don’t apply for a Home Loan until you read this! Home Loan Debt Service Ratio (DSR)

Everything you need to know about Debt Service Ratio. Debt service ratio is used by a bank to calculate the eligibility of loan for a borrower. To be honest, debt service ratio by banks changed a lot since the last decade. And sometimes, it’s quite hard to keep up as different banks will have [...]

BOLEHKAH BELI RUMAH LETAK NAMA ANAK BAWAH UMUR?

Saya pernah ditanya oleh seseorang soalan seperti berikut: "Saya bercadang untuk beli sebuah rumah untuk anak saya yang berumur 3 tahun. Boleh kah saya terus letak nama anak saya dalam geran rumah tersebut?" Jawapan saya : 1. Secara prinsipnya kanak-kanak di bawah umur 18 tahun tidak mempunyai kelayakan dari segi undang-undang untuk memasuki sebarang [...]

By |2017-04-17T15:49:00+08:00April 17th, 2017|Buying A Home, Latest News and Update|0 Comments

The Best Home Loan Rates 4.10% Lowest In The Market! Wow!

Hurry! For limited time period only! Are you looking for the best and the lowest home loan rates? Then, you're at the right place. The promotion rates is for a new purchase house, under construction property and refinancing case. Home Loan Rates as low as 4.10%* p.a (fixed) 1st Year Thereafter, BR + 0.70% [...]

How To Get Higher Chances Of Home Loan Approval?

( According to The Association of Banks in Malaysia ) Recently, Property developers have been complaining about bank's approval rating that was too strict. In a press release 17th March 2017, The Association of Banks in Malaysia (ABM) said the approval rate for housing loans in 2016 is high at 73.8%. The association clarified [...]

By |2017-03-22T19:03:41+08:00March 22nd, 2017|Home Loan Library, Latest News and Update|0 Comments

Thank You Sin Chew Newspaper!

We did an interview with Sin Chew Newspaper yesterday. We shared a few hot topic with Sin Chew about home loans approval, tips and tricks to get easy approval from the bank. Hopefully, it's enough for the readers. Thank you, Yoke Ping, for coming over. We had a great time! [...]

By |2017-03-16T22:08:32+08:00March 16th, 2017|Latest News and Update|0 Comments

Conversation with a customer today

Customer A : I have a house that is under two names, is my boyfriend and I. Loan under two names too. And we're separating now; he will sell his portion to me. Can you help me? Me: Sorry to hear about the separation. Of course, we can help you. But, first this is [...]

Brief Conversation Of Seller & Buyer

Buyer : I want to buy your house. But, in the event the property transaction unable to go through, I want a full refund of my deposit and 1% penalty fees from the purchase price to be paid as my compensation. I need the compensation to pay my lawyer fees. Seller : I can [...]

Story About Selling A House

Mr. Alex is selling his old house. He is searching for Sale And Purchase Agreement quotation. Lawyer A: Recommended by Purchaser. Purchaser suggests using his lawyer. Lawyer B: Recommended by Alex's friend. Lawyer C: Recommended by Alex's family member. Quotation Price Lawyer A : RM2600 Lawyer B : RM1600 Lawyer C : RM2200 * [...]

By |2017-01-11T15:28:44+08:00January 11th, 2017|Latest News and Update|0 Comments
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