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Love and Affection Transfer Malaysia Love and Affection Transfer, a vital process in the realm of property transfers between immediate family members, has recently seen significant revisions in its governing laws. These changes, primarily in stamp duty exemptions, reflect the government's commitment to facilitating property transfers within families, emphasizing the principles of love and [...]
Stamp Duty Malaysia 2024 Do you want to know the most commonly asked Stamp Duty Malaysia Questions? The new Stamp Duty Malaysia changes. Consequently, the announcement has to affect all of us when we buy a new house from the property agent, seller, or even developer. This stamp duty is so essential to know [...]
HOW TO CALCULATE HOME LOAN INTEREST? Have you ever wonder how the bank is charging you home loan interest? In this article, I try to give you a glimpse on how the home loan interest works. When you accepted a loan facility with a bank, regardless of a home loan, car loan, personal loan, [...]
Perfection of Transfer (POT) & Perfection of Charge ( POC ) Today, we received a question about the Perfection of Transfer (POT) & Perfection of Charge ( POC ) from a client. The question is quite general, but I believe some of us might benefit from this. So, this is the story. Five years [...]
Steps For Home Loan Refinancing 2024, everything you need to know! 1. Identify the purpose or goal of refinancing. It can be for getting extra cash to pay off the existing high-interest rates loan facility, house renovation, children education, to get lower rates, etc... If you have a clearer purpose of refinancing, the chances [...]
QUESTION: Hi Melissa, thank you for the detailed article. I have a question and hope that you could help me with. I purchased an apartment with my ex-bf for more than 11 years ago. Property title and loan under both names, and it is still now. He is going through refinancing using his wife's [...]
Malaysia is one of the countries in the region that has one of the highest household debt. Because of this in 2013, Bank Negara Malaysia (BNM) announcing a few strict policies to curb the situation. One of the steps taken is concerning the Refinancing Home Loan, where ten years limit in refinancing cash out [...]
Ramai yang malas, bila kami menyuruh, " pergi print CCRIS report dulu." Macam-macam alasan diberi seperti, "takde masa" "leceh" "bank kan boleh print" "penting sangat ker?" Sering kali memberi alasan yang kesimpulannya, memang tak nak buat. CCRIS Report memainkan peranan yang amat penting untuk seseorang untuk mendapat kelulusan bank. Sebelum pihak bank meneliti gaji [...]
Cara Memilih Peguam Hartanah Malaysia Peranan peguam hartanah dalam urusan jual beli rumah amat penting. Dalam melancarkan urusan jual beli hartanah, ada beberapa pihak yang memainkan peranan penting. Peguam hartanah sangat penting dalam memastikan proses jual beli hartanah berjalan lancar selain daripada ejen hartanah dan bank. Kenapa? Peguam hartanah adalah individu yang menguruskan hal-hal [...]
Hidden Cost Of Buying A House In Malaysia 2024 Like everyone else, you bought a house. So welcome to the club! Once a house owner, you realized that there is a lot of hidden cost of buying a house in Malaysia that no one talks about. It is like a silenced topic that [...]
