Home Loan Library

In this home loan library, we talk about home loan interest rates, latest package about home loan, news about home financing and many more.

What Everybody Ought to Know About Developer, New Project, and Panel Bank

Before a developer launch a new project, a developer will look for a bunch of banks to finance their project. If a developer is well establishing, a bank will approach to provide financing to the potential buyer. Bank will evaluate the project, developer ( CTOS & CCRIS check on the directors) and market value of [...]

How Much You Need To Buy A House In Malaysia? ( For buying a completed house)

Firstly buying a home is a huge decision to make, so if you decided to move forward and own that house that you've been dreaming for years. Then, you have to get ready financially or get ready the money. Oh boy, let me tell you, buying a house in Malaysia will involve lots of money, [...]

Things You Need To Know About Developer and Master Title

Nowadays, owning and buying a house consider a privilege to anyone who capable of doing so. As property market become challenging ahead, you want to be diligent and meticulous, when buying a new home. Especially, buying directly from the developer or buying from estate agent or seller. Buying From Developer As property market become tight, [...]

By |2024-06-02T14:36:19+08:00October 26th, 2016|Latest News and Update, Home Loan Library|0 Comments

Do You Know – You Can Request Revised In Home Loan Interest Rates?

Remember that the interest rate on mortgages fluctuates. After a few years, you can always ask for a revised from your existing bank. Currently, it is about 4.30% to 4.50% p.a. Some house buyers who are not mindful of the current rate may be paying a mortgage interest rate of BLR + 0% or [...]

Apa Yang Anda Boleh Buat, Apabila Pemaju Lambat Serah Kunci Rumah?

Bila membuat pembelian rumah, macam-macam yang dijanjikan oleh pemaju. Kadang-kadang tak semuanya yang benar. Bila bank pembeli lambat membuat disbursement, pemaju akan charge penalti lewat bayar. Tetapi, apabila terjadi pada pemaju, banyak yang buat tak tahu sahaja. Oleh itu, coretan yang dibuat oleh Tuan Salkukhairi ini agak manfaat dan berguna kepada kita semua. Saya percaya [...]

Failing To Increase Savings When Income Rises

"Individual expenditure not only rises to meet income, but tends to surpass it, and probably always will.” According to writer C. Northcote Parkinson, who is famous for the so-called Parkinson's Law. A typical human behaviour is when an employee gets a raise, he decides that he can now afford a better lifestyle. He or [...]

Properties Are Used To Be Way Cheaper Than Now

The year 1988 my dad bought a low-cost flat at Setapak Kuala Lumpur for about RM25,000. It has two bedrooms and one bathroom. That was 28 years ago. Today the apartment cost about RM170,000. It costs 6.80 times of the original price. Do you still want to wait buying your first house?   For more [...]

Should I Sign Sale & Purchase Agreement (SPA ) Without My Loan Approve?

Today, we received a call from Mr A (customer) and we talked a bit about his background and profile. He bought a house and signed Sale and Purchase Agreement. He does not apply for any loan yet. When we prompt further, it seems like he was pushed by property agent to sign the Sale and [...]

Rumah Baru Siap Dah Banyak Kerosakan? Bagaimana Membuat Tuntutan Dari Pemaju?

Beli rumah memang seronok, tapi bila dapat kunci rumah dari pemaju lagi seronok. Ramai yang terus bawak satu family pergi tengok rumah baru. Tapi, bila tengok sana sini, banyak kerosakkan dari pihak pemaju. Terus frust dan rosak mood. Jika anda menghadapi masalah tersebut diatas, apakah yang patut anda lakukan? Mari baca coretan dari Tuan Salkukhairi [...]

Latest Base Rate & Base Lending Rate

Latest Base Rate & Base Lending Rate As at 18/8/2016 For more Home Loan information and enquiry, please call/ Whatsapp us at +6012-6946746 or visit our website www.malaysiahousingloan.com #malaysiahousingloan #housingloan #MalaysiaHomeLoan #homeloaninmalaysia #homeloan #housingloaninmalaysia http://www.bnm.gov.my/index.php?ch=en_announcement&pg=en_announcement_all&ac=341

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