New!!! Get FREE Sale and Purchase Agreement & Loan Agreement Quotation Today !
For Under Employment: (Meaning working with company or receive a fixed monthly income) 1. NRIC copy 2. Sales and Purchase Agreement / Title copy 3. Latest 3 months pay slips (For Basic Salary) / Latest 6 months pay slips (For Basic + Commission Earner) 4. Latest 3 months personal bank statement (For Basic Salary) / [...]
This week video consists of questions that we commonly received from our client or audience. Hopefully, this video will help you in buying a house or getting a home loan from a bank. Home Loan Tips: Question and Answer 1. One Tip For First Time House Buyers 2. How Much Money Do You [...]
Are you paying RM15,000 penalty fees for your home loan? Hey guys, I'm Melissa. I'm from malaysiahousingloan.com. Every day we received a lot of questions regarding housing loan. We think is a good idea to share those question on a series in the short video like this. So, today question is. Where [...]
When it comes to buying a house, somehow we need to decide whether to buy a Freehold or Leasehold house. Freehold is better, they say. It doesn't matter, some say. So which one is true? But the truth is, there is no direct answer to this. I want to say, FREEHOLD house is more [...]
Answer: If you're buying a subsale house, you're buying the house on an "as it where is basis" (Meaning it is based on the current state of the home). It means the house condition at the time of the sale and purchase agreement (SNP) was signed, will be the same as when handing over [...]
Choosing a lawyer can seem daunting if you have never done so before. If you're buying a house, then you need a Sale & Purchase Agreement (SPA) lawyer. So, how to choose a good and reliable lawyer to handle the property transaction and loan? The following are few helpful tips to guide you finding [...]
Last few years property industry has changed a lot with developers keep pushing for the commercial-titled residential property like Small-offices Versatile-offices (SoVos), Small-offices Flexible-offices (SoFos), Small-offices Lifestyle-offices (SoLos), basically a designer suite or commercial office unit of residential elements. These few years, I keep asking myself why? Why the drastic change in developer focus. [...]
What we do are provide home loan advice and essential tips before or when buying a house. When a customer comes to us, we ask them to share about their situation, and then we talk with them to explore the best advice or tips and possible solutions. "Many are not aware of their right [...]
You’re ready to buy a home, but you can’t find a bank who will approve your home loan. While this might seem discouraging and frustrating, it is not necessarily the end of your dream to become a home owner. Once you know the reason that you are considered a bad risk, you can improve [...]
One of the reasons why there is a delay in completion of a property transaction is... - The Property title issued and Seller yet to transfer to his/her own name. - Then, Seller sold the house to the new buyer. - Some developer might not agree to give direct transfer. - If that happen, [...]
