Frequent Ask Questions

How Much Should I Earn To Buy A House 2024?

How Much Should I Earn To Buy A House? Every single bank in Malaysia has its own set of rules to assess a person borrowing capability. After many years of observing the bank's approval, I came up with my table. I have segregated it into four columns, such as house price, loan amount, installment, [...]

Refinancing Question and Answer ( Q & A) 2025

Refinancing Question and Answer ( Q & A): ( All Q & A are from our customer, if you have any questions about refinancing, please go to our contact us page and drop us your questions. We we shall reply to you as soon.) 1) Question : I bought a house in 2007.Purchase Price [...]

By |2024-12-24T07:19:59+08:00November 1st, 2023|Home Loan Library, Frequent Ask Questions, Refinancing Your Mortgage|Comments Off on Refinancing Question and Answer ( Q & A) 2025

Other Refinancing Fees To Highlight 2025

1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]

By |2024-12-24T07:19:50+08:00November 1st, 2023|Frequent Ask Questions, Home Loan Library, Refinancing Your Mortgage|Comments Off on Other Refinancing Fees To Highlight 2025

KENAPA REFINANCE RUMAH BANK RAKYAT MENJADI PILIHAN?

Di Malaysia kita mempunyai lebih kurang 20 buah bank untuk membuat pinjaman perumahan. Dan salah satu pinjaman perumahan yang popular ialah refinance rumah. Hari ini kita nak bercakap sedikit tentang refinance rumah dengan Bank Rakyat. Ada sesetengah orang memang suka Bank Rakyat sebab kelulusan yang agak fleksible berbanding bank lain. DEBT CONSOLIDATION LOAN Selain [...]

Tak boleh buat Clean CCRIS ?

Pinjaman rumah merupakan satu daripada jenis pinjaman yang biasa dipohon oleh kebanyakan individu untuk memiliki rumah sendiri. Akhir-akhir ini, topik CCRIS yang bersih (clean CCRIS) sering kali timbul dan menjadi perbualan hangat.Betul atau tidak peminjam yang mempunyai clean CCRIS tidak boleh mendapat kelulusan? Jawapannya, Ya dan Tidak.Terdapat banyak faktor yang perlu diambil kira sebelum memohon pinjaman [...]

How To Check The Market Value Of Property?

Hey guys, my name is Melissa Lee, and I'm from MalaysiaHousingLoan.com. Today, we're going to talk about How To Check The Market Value Of Property? And For FREE. Before we dive into the topic, I would like to talk a little about property market value. Property Market Value is quite essential when you want [...]

HOW MUCH DEPOSIT DO I NEED FOR A HOUSE?

Are you looking to buy a house in the coming months? You’ll need to prepare the deposit for a house. Let’s look at how much you’ll need. A deposit is an amount of money you pay upfronts towards the total cost whilst your bank loan covers the rest. The more money you save for [...]

Can I transfer half of the house to my spouse and get 100% exempted?

Question: Can I transfer half of the house to my spouse & get 100% exempted? Hi, I just bought a property under my name. The loan is under me as well. My agent tells me I can't add my girlfriend's name as we aren't married, and I applied for the loan on my own. [...]

HOW TO REMOVE JOINT OWNER NAME FROM PROPERTY?

If you need to remove joint owner name in a property and have no idea how to do it, then this article is for you. We also share a few tips on how to save money when doing the property transfer. Check out the article here. Ever been asked the same thing repeatedly? This [...]

ARE YOU A FIRST TIME HOUSE BUYER? TAKE ADVANTAGE OF THIS!

Question of the day. Hi, I am earning rm2800 minus my bonus and commissions. I am looking to get a house in kl. I would be a first-time buyer. Can I get more info on that? Thank you Answer: Hi, thanks for your question and I will straight answer your question. 1. [...]

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