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Many people refinance for many reasons, I will share the common reasons why people refinance their property. 1) Expensive Interest Rates We can presume every year, housing loan interest rate become lower and lower because of the competitive market. If you have the existing housing loan for a long time and never adjusted your [...]
Question: What will happen if I take the six months moratorium for my home loan? Answer: These are the things that will or might happen if you take the six months moratorium for your Home Loan. 1. You are not required to pay monthly installments for six months. It also means you are not [...]
When BNM announced the six months Moratorium on 24 March 2020, many people welcome the movement. And we here go ecstatic with the news because we know it will help lots of people out there. If you're late to the news, let me explain as simple as possible what is this six months Moratorium [...]
Hey guys, We are open for online consultation as usual. So, if you guys have any questions, just reach out to us. There are a few ways to reach us. Call us on 012-6946746 (The best way) Whatsapp us 012-6946746. Facebook comment section or messenger. Go to our website https://malaysiahousingloan.com/contact-us/ Hope to hear from [...]
Question: I bought a condo joint with my wife (my second property, wife’s first property). Recently we got a call from our lawyer office regarding the MOT are ready. I had received the quotation, and it cost close to 30k in total. The question is, can these payments be put into an existing housing [...]
A couple of days ago, we received a call from a client. And let's called her Ms. Amy (not actual name). Amy bought a house in the year 2000 with her brother and joint name for the loan as well. The house is occupied, and the house installment is paying by her brother. In [...]
Happy Chinese New Year! ❤ Wishing you a very warm and blessed Chinese New Year full of smiles, laughs, and happiness for you. Gong Xi Fa Cai! #malaysiahousingloan
Is Insurance like MRTA or MLTA a legal scam? Months ago, I wrote a pretty full write up about MRTA vs. MLTA. So, if you want a comprehensive understanding of MRTA and MLTA, you should head over to that article. https://malaysiahousingloan.com/mrta-vs-mlta-mrtt-mortgage-insurance/ Today, I want to talk about Insurance in general, is a scam or [...]
Travel. Those days, when I'm still working with a company. I love going for a break. A short or long trip, I'd take it to get away. I felt I need a break from the company or a stressful environment. I need to get out. And the only way to do that is to [...]
Hey You, It's the joyous time of the year again! Thanks for the incredible support and for being part of our community. We want to wish you love, peace, and happiness during this season of giving. We hope that our contribution has created value and knowledge to you. And we are looking forward to [...]
