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Kalau status rumah tu master title lebih 10 tahun, dibolehkan untuk beli atau digalakkan untuk tidak beli? Jawapan: Sebenarnya anda boleh membeli rumah master title lebih 10 tahun tetapi anda harus mengetahui risiko pembelian rumah tersebut. Rumah master title lebih 10 tahun adalah rumah yang tidak mempunyai geran rumah individu ataupun strata. Rumah yang [...]
Base Rate Malaysia If you have a home loan, you know how important is the Base Rate, Base Lending Rate, and Base Financing Rate. Any changes that come from Over Night Policy Rate will have a direct effect on Base Rate, Base Lending Rate, and Base Financing Rate. And any changes from Base Rate, [...]
Korang wajib tahu dengan jenis-jenis home loan yang ada. Ada full flexi, ada semi-flexi, dan ada basic term loan. Orang buat bisnes dan ada banyak lebihan duit bulanan ambil Full-flexi loan, supaya lebihan duit boleh simpan dalam akaun semasa untuk kurangkan interest home loan. Duit dalam akaun simpanan tadi, kita boleh keluar semula. Principal [...]
How Much Is Lawyer Fees When Buying A House In Malaysia? One day, I was having a conversation with our associate lawyer. What interesting in the conversation was, she mentioned that some client was unaware that they were required to pay two types of legal fees when buying a house. On that note, I [...]
When I was a kid, we stayed in a low-cost flat in Kuala Lumpur. At that time, we don't have much. My dad is a minibus driver. He worked long hours, sometimes more than 12 hours a day. So, we have this low-cost flat, and I still remember my father received a letter from [...]
HOW TO APPLY FOR REFINANCING? (Straight forward version ) 1. Approach Malaysia Housing Loan consultant Mr. David at 0126946746. 2. We will go through your financial and property background. 3. Determine whether should you proceed for refinancing now or later. IF NOT TO PROCEED NOW. 1. We will offer free advise and steps you [...]
Everything You Need To Know About Home Ownership Campaign (HOC) The Home Ownership Campaign (HOC) is a government initiative designed to support home buyers looking to purchasing property, while at the same time, spurring the sales of unsold properties in Malaysia’s housing market. The campaign was targeted to run from 1 January 2019 through [...]
There are few fees incurred if you proceed for refinancing. However, the most important fees are able to finance together with the loan. Lawyer Fees, Stamp Duty and Disbursement Fees for Preparing of Loan agreement. These fees are allowed to be financed with the housing loan. However, still subject to bank’s approval. [...]
Hey guys, This week video, we're going to talk about The Difference Between Master title, Individual Title, and Strata Title. Make sure to hit the subscribe & like button on our YouTube channel and comment on questions or ideas you want to see here. For more Home Loan information and enquiry, please call/ [...]
Stamp Duty Question & Answer Client Question: Me & my wife plan to buy a property at BM, Penang, with price 435k on July’19, she is a 1st-time buyer but not for me, will entitle stamp duty exemption? Answer: Yes, there is. Only 50% of the property. If the property value is RM435,000, 50% [...]
