housing loan eligibility

Updates On Stamp Duty Malaysia For Year 2024

If buying a new home is on your mind this year, it is critical to understand the property stamp duty and how you can get a stamp duty exemption, especially for a first-time house buyer Stamp Duty To Purchase A Property PROPERTY PRICE RATES For the first RM100,000 1.0% From RM100,001 to RM500,000 [...]

Housing Loan Eligibility Malaysia

Question For Housing Loan Eligibility. Hi there. I have a net 3000 salary. Basic is 3200, with an allowance of RM150. I wish to know am I eligible for a housing loan. This is my first home. The car loan is going to complete in 2 months. I have a PTPTN loan, which I'm [...]

How To Get 4.16% Home Loan Interest Rates?

In the last quarter, Bank Negara Malaysia (BNM) reduced the Overnight Rate (OPR) to 3%, and this is good because every bank in town started to reduce their Base Lending Rate (BLR) or Base Rate (BR). And because of this our home loan installment has reduced and we're getting an insanely low home loan [...]

Where can I check my home loan lock-in period?

Are you paying RM15,000 penalty fees for your home loan? Hey guys, I'm Melissa. I'm from malaysiahousingloan.net. Every day we received a lot of questions regarding housing loan. We think is a good idea to share those question on a series in the short video like this. So, today question is. Where [...]

3 Reasons You Should Create A Will

I'm not sure why talking about Will Writing can be an uncomfortable topic, but death does happen, and it can take a significant toll towards your loved ones. Honestly, It takes a long time for me executing a WILL. I know, it's essential, but it's just too many works, procrastinates kicks in, and everything [...]

By |2018-05-30T19:44:38+08:00May 30th, 2018|Latest News and Update|0 Comments

PROPERTY QUESTION & ANSWER

Question: If seller not appointing any property agent, as a buyer what is the best way to pay the deposit? Answer: Appoint lawyers to collect the deposit. It's better for buyer and seller to appoint their own lawyer, 2 different lawyers. To avoid any issue or conflict of interest and to protect buyer and [...]

Things I Wish I Knew Before Buying A House- HOW MUCH YOU NEED TO BUY A COMPLETED OR SUBSALE HOUSE?

When comes to the purchase of a completed property, you'll need to aware of the cost occur. Completed property or Subsale properties are among the best investment right now. If you look hard enough, you might find a good deal in this market. Despite the attractive return, buying a subsale property require lots of [...]

BOLEHKAH BELI RUMAH LETAK NAMA ANAK BAWAH UMUR?

Saya pernah ditanya oleh seseorang soalan seperti berikut: "Saya bercadang untuk beli sebuah rumah untuk anak saya yang berumur 3 tahun. Boleh kah saya terus letak nama anak saya dalam geran rumah tersebut?" Jawapan saya : 1. Secara prinsipnya kanak-kanak di bawah umur 18 tahun tidak mempunyai kelayakan dari segi undang-undang untuk memasuki sebarang [...]

By |2017-04-17T15:49:00+08:00April 17th, 2017|Buying A Home, Latest News and Update|0 Comments

5 REASONS WHY PEOPLE CHOOSE TO STAY IN CONDOMINIUM AND APARTMENT

When I was a little girl, I used to stay in a landed house. We have a great and big compound to run around and it such a happy times. But, with a landed house comes with a high risk of a home break-in. We experienced twice and totally shaken with the whole experience. [...]

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