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Home Loan Library

In this home loan library, we talk about home loan interest rates, latest package about home loan, news about home financing and many more.

Everything You Need To Know About CCRIS Report ( Brief Version)

Hi, I guess this is worth sharing and if you're wondering what that information on the CCRIS Report mean, check out the simple, self-explanatory version of CCRIS report provided by Bank Negara Malaysia. It is important to review and understand your CCRIS Report before applying for any bank loan. I promise you, its will help [...]

By |2016-11-01T10:45:57+08:00August 27th, 2016|Home Loan Library, Latest News and Update|0 Comments
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HomeTIPS Insurance Covers Unemployment Benefit For House Buyers

IJM Land and Allianz Malaysia have partnered up to roll out a new kind of Insurance scheme called HomeTIPS for homebuyers. The collaboration enables Allianz Life Insurance and Allianz General Insurance Co to underwrite three insurance plans for IJM Land homebuyers for 36 months from the date of signing of the sales and purchase (S&P) [...]

By |2016-11-01T10:45:57+08:00August 22nd, 2016|Latest News and Update, Home Loan Library|0 Comments
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RUMAH SELANGORKU – Rumah Mampu Milik Rakyat

Rumah Selangorku ini adalah Rumah Kos Rendah, Rumah Kos Sederhana Rendah, Rumah Kos Sederhana dan Rumah Mampumilik yang ditawarkan oleh Kerajaan Negeri Selangor. Ini selaras dengan Dasar Perumahan Negeri Selangor yang utama adalah untuk merialisasikan matlamat ‘Satu Keluarga Satu Kediaman Yang Sempurna’. Bilangan pemaju swasta untuk membina rumah mampu milik melalui Rumah Selangorku dijangka bertambah. [...]

By |2018-10-03T16:00:45+08:00June 29th, 2016|Latest News and Update, Home Loan Library|0 Comments
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LATE ON YOUR HOME LOAN INSTALMENTS? BIG MISTAKES!

If you have a housing loan in Malaysia, you might want to read this. Recently, we received an interesting sharing from our viewer, Mr Tan (not a real name), and we thought it might be beneficial to share with everyone. Here it goes. Mr Tan has a housing loan account with one of the local [...]

By |2016-11-01T10:45:58+08:00June 28th, 2016|Frequent Ask Questions, Home Loan Library, Latest News and Update|0 Comments
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Latest Base Rate And Indicative Effective Lending Rates 10 June 2016

Effective 2 January 2015, a new reference rate known as the Base Rate ( BR) will be used for new floating rate loans/financing facilities, such as housing loans. Loan extended prior to 2 January 2015 will continue to be referenced against the Base Lending Rate (BLR) or Base Financing Rate (BFR) until their maturities. [...]

By |2016-11-01T10:45:58+08:00June 16th, 2016|Latest News and Update, Home Loan Library|0 Comments
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SKIM PINJAMAN PERUMAHAN (SPP)

Skim ini tidak mengenakan syarat terlalu ketat berbanding pinjaman menerusi bank atau institusi kewangan lain. Golongan Sasaran : Golongan berpendapatan rendah yang rata-ratanya tinggal di kawasan luar bandar dan hanya melakukan kerja-kerja kampung, mereka bukan sahaja tidak mempunyai slip gaji atau pendapatan bulanan malah, sukar untuk meyakinkan pihak bank bagi mendapatkan pinjaman perumahan. Kriteria : [...]

By |2016-11-01T10:45:58+08:00June 15th, 2016|Home Loan Library, Latest News and Update|0 Comments
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Questions Of The Day : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for first-time house buyer stamp duty exemption?

Questions Of The Day: Tom & Michelle are going to buy a new house. Tom is a first-time house buyer. And this is Michelle second time buying a house. Tom and Michelle's relationship are spouse. Sale & Purchase Agreement will be under Tom (1st-time house buyer) name only. When applying for a loan, the [...]

By |2020-12-20T17:25:50+08:00June 7th, 2016|Latest News and Update, Frequent Ask Questions, Home Loan Library|0 Comments
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What You Should Do If You Are PTPTN Defaulters?

(PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters now facing the hiccups when buying a house or applying for a loan. With this issue, it might jeopardise [...]

By |2016-11-01T10:45:58+08:00May 24th, 2016|Home Loan Library, Latest News and Update|0 Comments
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Public Bank Increased Base Rate 3.75%

At the latest Monetary Policy Committee meeting, Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3.25%. But, even with that, a few commercial banks decided to increase their interest rates. Public Bank Malaysia has raised its base lending rate (BLR) from 6.85% to 6.95% & base rate from 3.65% to 3.75% [...]

By |2016-11-01T10:45:58+08:00May 24th, 2016|Home Loan Library, Latest News and Update|0 Comments
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Mortgage Rejection Rates Not High

‘Mortgage rejection rates not as high as 50%’ Summary : Malayan Banking Bhd (Maybank) president and chief executive officer Datuk Abdul Farid Alias refuted claims that the rejection rate of housing loans has soared above 50% among the banks. Housing loan applications last year totalled 456,853, The total number rejected was 93,159 Which translated [...]

By |2016-11-01T10:45:59+08:00April 12th, 2016|Latest News and Update, Home Loan Library|0 Comments
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