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First-time homebuyers are prone to missteps when buying a house. Here are some of the common mistakes and how you can avoid them. Every year, many first-time home buyers enter the market and hunt for their first house. And these young and green home buyers are prone to making the same mistakes that their [...]
We have one client; let call him Mr Sham (not his real name). Mr Sham wants to buy a house in Shah Alam, and he has been dealing directly with the Seller. So, he came to us to advise buying the house and how to go about it. At the same time, he wants to [...]
1. Check your financial profile using the CTOS report ( Get it from the CTOS company). The CTOS report will show CTOS and CCRIS reports, which helps check the loan eligibility. 2. You can do your loan eligibility calculation ( if you know how to do it), reach out to the banker or us, [...]
Soalan. Adakah beli rumah amat sesuai dalam waktu-waktu gawat sekarang ini...atas alasan rate yang rendah? Jawapan: Ini adalah soalan yang sangat bagus. Mungkin ramai yang dalam dilema samaada patut atau tidak membeli rumah sekarang ataupun waktu gawat. Biar saya jelaskan disini. Dalam waktu gawat, kadar pengangguran adalah tinggi ini bermakna ramai yang tidak [...]
Do you know you have to pay Legal Fees For Buying A House? And that's not the only cost you will need to pay. Want to find out more about SPA Lawyer Fee? This is the article for you. When buying a house in Malaysia, you will need to hire a lawyer to [...]
You might hear before from others; you can appoint two different lawyers handling the Sale and Purchase Agreement (SPA) and Loan Agreement (LA). Or is it better to appoint one law firm to do all? WHAT IS SALE AND PURCHASE AND LOAN AGREEMENT? When buying a property, you will need to appoint a lawyer [...]
Question For Housing Loan Eligibility. Hi there. I have a net 3000 salary. Basic is 3200, with an allowance of RM150. I wish to know am I eligible for a housing loan. This is my first home. The car loan is going to complete in 2 months. I have a PTPTN loan, which I'm [...]
Malaysia's Government always encourages foreigners to choose Malaysia as their second home, whether for a long-term stay, retirement, or investment purposes. The Government recently reduced the minimum price threshold from RM1million to RM600,000 for foreign property purchase with selected properties and projects. Foreigners are most welcome to buy and invest property in Malaysia; the [...]
We rarely encourage people to buy an auction property, and there is a reason for that. If a buyer has not been equipped with the right knowledge, an auction property can be tricky and complicated. On the other hand, an auction property can also be lucrative and a hidden gem. Well, there is no [...]
The price of the house that you can afford is based on your income and existing debts. EARNED HIGHER INCOME Generally, the higher income you earned, and the less debt you accumulate will increase the chances of loan approval. Usually, the rule of thumb and the safest way to calculate it is making sure [...]
