Melissa Lee

About Melissa Lee

At MalaysiaHousingLoan.com, we offer FREE online consultations to all our visitors. Whether you need guidance on: 🏡Refinancing 🏡Buying or selling a property 🏡Mortgage insurance & lawyer fees 🏡Stamp duty & legal documents (SPA, MOT, POT, POC) 🏡Loan quotations & more …we’re here to help! 🏡💙 Need advice? Just call or WhatsApp us at +6012-9771019 —we’d love to assist you!

What will happen if I take the six months moratorium for my home loan?

Question: What will happen if I take the six months moratorium for my home loan? Answer: These are the things that will or might happen if you take the six months moratorium for your Home Loan. 1. You are not required to pay monthly installments for six months. It also means you are not [...]

By |2026-03-13T12:28:48+08:00March 31st, 2020|Credit Health & Loan Approvals|0 Comments

What do we know so far about Six Months Moratorium announced by BNM?

When BNM announced the six months Moratorium on 24 March 2020, many people welcome the movement. And we here go ecstatic with the news because we know it will help lots of people out there. If you're late to the news, let me explain as simple as possible what is this six months Moratorium [...]

By |2026-03-13T12:28:48+08:00March 29th, 2020|Credit Health & Loan Approvals|0 Comments

MY SECOND PROPERTY COST ME TO PAY ANOTHER RM30K FOR MEMORANDUM OF TRANSFER

Question: I bought a condo joint with my wife (my second property, wife’s first property). Recently we got a call from our lawyer office regarding the MOT are ready. I had received the quotation, and it cost close to 30k in total. The question is, can these payments be put into an existing housing [...]

By |2026-03-13T12:28:41+08:00February 18th, 2020|Legal / Transfer & Ownership|0 Comments

I can’t get a home loan; my brother uses my name

A couple of days ago, we received a call from a client. And let's called her Ms. Amy (not actual name). Amy bought a house in the year 2000 with her brother and joint name for the loan as well. The house is occupied, and the house installment is paying by her brother. In [...]

By |2026-03-13T12:28:41+08:00February 10th, 2020|Credit Health & Loan Approvals|0 Comments

Is Insurance like MRTA or MLTA a legal scam?

Is Insurance like MRTA or MLTA a legal scam? Months ago, I wrote a pretty full write up about MRTA vs. MLTA. So, if you want a comprehensive understanding of MRTA and MLTA, you should head over to that article. https://malaysiahousingloan.com/mrta-vs-mlta-mrtt-mortgage-insurance/ Today, I want to talk about Insurance in general, is a scam or [...]

By |2026-03-13T12:28:41+08:00January 16th, 2020|Mortgage Insurance (MRTA & MLTA)|0 Comments

REAL PROPERTY GAIN TAX ( RPGT) 2020

An increase of Real Property Gain Tax in the year 2019 & 2020 impacts a lot of property investors or property owners. Especially when you want to sell your property and have to oblige paying Real Property Gain Tax even after five years. Regardless of what you think, let dive deep into this chapter [...]

By |2026-03-13T12:28:41+08:00December 19th, 2019|Property Investment & Taxes|0 Comments

Transfer Of Property From Father To Son – Malaysia 2020

Property Transfer Love & Affection 2020 You're a Father, and you have a son. You figure that it will come a time to transfer one of your property to your son. And you're not sure how to do it. Well. I guess this is the article for you. First of all, let start by [...]

By |2026-03-13T12:28:34+08:00December 9th, 2019|Legal / Transfer & Ownership|0 Comments

Exemption For Stamp Duty 2020

Stamp Duty Exemption Malaysia 2020 Are you going to buy a house for the first time in the year 2020? Then this Exemption For Stamp Duty can be handy to you. When buying a house, the property stamp duty can stand a considerable amount compared to other fees involved. So, let's get to [...]

By |2026-03-13T12:28:34+08:00November 22nd, 2019|Legal / Transfer & Ownership|0 Comments

Pengalaman Mengenai Peguam Hartanah

Pengalaman Mengenai Peguam Hartanah Melissa pernah menjual rumah melalui ejen rumah. Ejen rumah menyuruh pembeli melantik Peguam hartanah ejen rumah untuk membuat perjanjian jual beli. Melissa setuju menguna Peguam hartanah yang sama. Kami sign perjanjian jual beli BUKAN di pejabat Peguam hartanah. Selepas menunggu berbulan-bulan lamanya dan masih kes jual beli tidak selesai, Melissa [...]

By |2026-03-13T12:28:34+08:00November 19th, 2019|Legal / Transfer & Ownership|0 Comments

Best Home Loan Rates – OCBC Home Loan Interest Rate 3.00%

Best Home Loan Rates Exciting news!! We have The Best Home Loan Rate Malaysia to announce today.We do love when there is a new Home Loan promotion, and we know you will too. OCBC announced a New OCBC Home Loan Promotion. And they have limited quota on this. Currently, the OCBC Home Loan Promotion [...]

By |2026-03-13T12:28:27+08:00November 11th, 2019|Home Loans & Financing|0 Comments
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