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Home Loans & Financing

In this home loan library, we talk about home loan interest rates, latest package about home loan, news about home financing and many more.

Calculating Your Housing Loan in Malaysia: A Comprehensive Guide

Discover the best housing loan options in Malaysia with our comprehensive guide. Learn about interest rates, eligibility criteria, and key steps to secure your dream home. Navigate the world of home loans confidently with our expert advice Are you considering buying a house in Malaysia? Congratulations on taking this exciting step toward homeownership! However, [...]

By |2026-03-13T12:30:05+08:00July 25th, 2023|Home Loans & Financing|0 Comments
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PILIH BANK YANG SESUAI

Kami mempunyai pengalaman lebih dari 15 tahun dalam bidang pinjaman rumah. Dari bidang Sales & Marketing ke bahagian documentation dan disbursement.Lama kerja kat bank dulu. Semasa kami membuat online consultation, anda hanya perlu memberi maklumat seperti income dan commitment bulanan dan kami dapat memberitahu anda bank yang mana lebih sesuai untuk profile anda. Anda [...]

By |2026-03-13T12:29:31+08:00May 21st, 2023|Home Loans & Financing|0 Comments
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BERAPAKAH KADAR FAEDAH PINJAMAN PERUMAHAN ANDA?

Kadang-kadang ada yang keliru bila diajukan, “Berapakah kadar faedah pinjaman perumahan anda?” Ramai yang akan jawab, “ Rasanya dalam 2.52% or 2.0 something.” Bila kami menanyakan soalan ini, selalunya kami ingin memastikan kadar faedah yang dikenakan adalah tidak terlalu tinggi/rendah ataupun ingin memastikan samaada langkah refinance adalah sesuai untuk anda atau tidak. Bila jawapan [...]

By |2026-03-13T12:29:38+08:00May 5th, 2023|Home Loans & Financing|0 Comments
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A Comprehensive Guide to Home Loans in Malaysia: Which Option Is Right for You?

When it comes to buying a home in Malaysia, one of the biggest challenges you'll face is finding the right home loan option.  With so many home loan products available, choosing the one that's best for you can be overwhelming. In this article, we'll take a closer look at four popular types of home [...]

By |2026-03-13T12:29:45+08:00April 2nd, 2023|Home Loans & Financing|0 Comments
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WHY PAY MORE, WHEN YOU CAN PAY LESS?

When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate. So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will [...]

By |2026-03-13T12:26:44+08:00March 31st, 2023|Home Loans & Financing|0 Comments
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What happens when OPR increases? The real impact on us.

I believe in continuously monitoring the country's interest rates, and sometimes I will monitor US interest rates.  As we all know, the US interest rate will affect the world that includes us, including Malaysia. So, whatever happens there, it will eventually impact here too. In my 20s, I don't care about interest rates, maybe [...]

By |2026-03-13T12:29:45+08:00January 1st, 2023|Home Loans & Financing|1 Comment
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Standardised Base Rate

In this article, we cover the basic thing you should know about Standardised Base Rate (SBR) that was implemented in early august 2022 by Bank Negara Malaysia. Standardised Base Rate (SBR) is a new framework introduced by Bank Negara Malaysia (BNM) on 1st August 2022.  The new introduction of Standardised Base Rate (SBR) [...]

By |2026-03-13T12:29:45+08:00January 1st, 2023|Home Loans & Financing|0 Comments
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BNM Increases the OPR from a record low of 1.75% to 2.00%

How will it impact your home loan? Read this article to understand more. On May 11th 2022, Bank Negara Malaysia (BNM) increased the overnight policy rate by 25 basis points to 2% from a record low of 1.75% as global inflationary pressures have risen sharply. The OPR at 1.75% is the lowest on record, [...]

By |2026-03-13T12:29:45+08:00May 12th, 2022|Home Loans & Financing|1 Comment
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How To Choose The Best Home Loan?

When it comes to home loan packages, we all want the best. Who isn't right? We will window shop from one bank to another to choose the best home loan package. If we can dream, I guess the best home loan package will be like this. We want the lowest interest rates in the [...]

By |2026-03-13T12:29:45+08:00December 4th, 2021|Home Loans & Financing|0 Comments
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FREE STAMP DUTY, LEGAL FEES AND DISBURSEMENT FEES

Have you heard someone say that it is FREE stamp duty, legal fees, and disbursement fees when purchasing this property? What does it mean? This week, I will discuss what FREE stamp duty, legal fees, and disbursement fees context mean. Personally, I feel these few words can seem to be misled if without further [...]

By |2026-03-13T12:29:38+08:00November 23rd, 2021|Home Loans & Financing|1 Comment
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