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Credit Health & Loan Approvals

Guides and services for checking DSR, fixing CCRIS/CTOS issues, handling rejected loans, and navigating AKPK.

How Do I Know If I Can Get A Housing Loan?

To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]

By |2026-03-13T12:15:54+08:00November 1st, 2025|Credit Health & Loan Approvals|Comments Off on How Do I Know If I Can Get A Housing Loan?
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3 Perkara Yang Harus Dihindari Sebelum Anda Memohon Refinance Rumah 2024

Refinance Rumah 2024: Dapatkan panduan lengkap mengenai proses refinance rumah dan pelajari cara untuk memaksimumkan manfaat kewangan anda. Hindari tiga kesilapan besar sebelum refinance dan jadikan perjalanan refinance anda di tahun 2024 lebih lancar dan berjaya. Refinance rumah, adalah proses di mana pemilik rumah mengambil pinjaman baru untuk membayar balik pinjaman rumah asal. Tujuan [...]

By |2026-03-13T12:16:38+08:00May 13th, 2024|Credit Health & Loan Approvals|0 Comments
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DSR Dah Burst, Masih Boleh Refinance Rumah? 2024

DSR Dah Burst, Masih Boleh Refinance Rumah? Mesti ramai yang tengok tajuk ini tertanya-tanya samada kalau DSR dah burst masih boleh buat refinance rumah ker? Jawapannya, masih boleh TETAPI tertaluk kepada beberapa syarat dan ia bukanlah sesuai untuk semua orang. Sebenarnya, ada beberapa cara anda boleh membuat refinance rumah dan salah satu caranya ialah [...]

By |2026-03-13T12:16:31+08:00December 11th, 2023|Credit Health & Loan Approvals|0 Comments
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Ada Masalah Ptptn Boleh Ke Buat Refinance Rumah? 2024

Soalan: Hai..sy nk tny jika ada masalah ptptn bole ke buat refinance rumah? Jawapan: Terima Kasih atas soalan tuan. LAPORAN CCRIS YANG CANTIK Untuk membuat Refinance Rumah, seseorang perlu mempunyai Laporan CCRIS yang cantik. Laporan CCRIS adalah digunakan untuk menyemak status pembayaran balik peminjam. Jika peminjam mempunyai tunggakan dari segi apa-apa pinjaman [...]

By |2026-03-13T12:16:17+08:00November 21st, 2023|Credit Health & Loan Approvals|0 Comments
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Leceh! Nak Print Ccris Report 2024

Ramai yang malas, bila kami menyuruh, " pergi print CCRIS report dulu." Macam-macam alasan diberi seperti, "takde masa" "leceh" "bank kan boleh print" "penting sangat ker?" Sering kali memberi alasan yang kesimpulannya, memang tak nak buat. CCRIS Report memainkan peranan yang amat penting untuk seseorang untuk mendapat kelulusan bank. Sebelum pihak bank meneliti gaji [...]

By |2026-03-13T12:28:20+08:00November 1st, 2023|Credit Health & Loan Approvals|0 Comments
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Reschedule @ Restructure adalah penyelesaian atau kesilapan? 2025

Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule.Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari pihak [...]

By |2026-03-13T12:27:12+08:00November 1st, 2023|Credit Health & Loan Approvals|0 Comments
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How Much Salary To Buy A House in 2024?

How Much Salary To Buy A House? Before you can start searching and looking for a house to buy, maybe the most important thing to do is to see whether can you afford to buy one and How Much Salary To Buy A House? Some backstories about my life When I was young, I [...]

By |2026-03-13T12:28:41+08:00November 1st, 2023|Credit Health & Loan Approvals|0 Comments
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How Much Should I Earn To Buy A House 2024?

How Much Should I Earn To Buy A House? Every single bank in Malaysia has its own set of rules to assess a person borrowing capability. After many years of observing the bank's approval, I came up with my table. I have segregated it into four columns, such as house price, loan amount, installment, [...]

By |2026-03-13T12:28:41+08:00November 1st, 2023|Credit Health & Loan Approvals|0 Comments
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