Melissa Lee

About Melissa Lee

At MalaysiaHousingLoan.com, we offer FREE online consultations to all our visitors. Whether you need guidance on: 🏡Refinancing 🏡Buying or selling a property 🏡Mortgage insurance & lawyer fees 🏡Stamp duty & legal documents (SPA, MOT, POT, POC) 🏡Loan quotations & more …we’re here to help! 🏡💙 Need advice? Just call or WhatsApp us at +6012-9771019 —we’d love to assist you!

SKIM PINJAMAN PERUMAHAN (SPP)

Skim ini tidak mengenakan syarat terlalu ketat berbanding pinjaman menerusi bank atau institusi kewangan lain. Golongan Sasaran : Golongan berpendapatan rendah yang rata-ratanya tinggal di kawasan luar bandar dan hanya melakukan kerja-kerja kampung, mereka bukan sahaja tidak mempunyai slip gaji atau pendapatan bulanan malah, sukar untuk meyakinkan pihak bank bagi mendapatkan pinjaman perumahan. Kriteria : [...]

By |2026-03-13T12:26:15+08:00June 15th, 2016|Government Loans (LPPSA)|0 Comments

Questions Of The Day : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for first-time house buyer stamp duty exemption?

Questions Of The Day: Tom & Michelle are going to buy a new house. Tom is a first-time house buyer. And this is Michelle second time buying a house. Tom and Michelle's relationship are spouse. Sale & Purchase Agreement will be under Tom (1st-time house buyer) name only. When applying for a loan, the [...]

By |2026-03-13T12:26:08+08:00June 7th, 2016|Legal / Transfer & Ownership|0 Comments

Our Household Debt Stands At RM1billion

Summary: 1.The household debt of Malaysians stands at RM1,030bil or 89.1% of the gross domestic product (GDP). 2.62.6% of household debt in Malaysia was for long-term loans from banks and non-banking financial institutions for property acquisition and financial investments. 3.Several measures implemented has led to a decrease in household debt growth by 6.5% this [...]

By |2026-03-13T12:26:08+08:00May 26th, 2016|Credit Health & Loan Approvals|0 Comments

What you need to know about our new Bank Negara Governor

1. Datuk Muhammad Ibrahim is our new Bank Negara Governor effective 1st May 2016. He will start his five-year term. Taking over Tan Sri Dr Zeti Akhtar Aziz who retires on 30th April 2016. 2. He is the most senior deputy governor and the central bank’s second-in-command. 3. A career central banker like Zeti, [...]

By |2026-03-13T12:26:08+08:00April 27th, 2016|Home Loans & Financing|0 Comments

Mortgage Rejection Rates Not High

‘Mortgage rejection rates not as high as 50%’ Summary : Malayan Banking Bhd (Maybank) president and chief executive officer Datuk Abdul Farid Alias refuted claims that the rejection rate of housing loans has soared above 50% among the banks. Housing loan applications last year totalled 456,853, The total number rejected was 93,159 Which translated [...]

By |2026-03-13T12:25:59+08:00April 12th, 2016|Credit Health & Loan Approvals|0 Comments
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