Home Loans & Financing

In this home loan library, we talk about home loan interest rates, latest package about home loan, news about home financing and many more.

Testimonial By Vidya Dharshini

Vidya Dharshini Testimonial : Thank you mr. Yap for ur advice 2 weeks ago.. It was a pleasure talking to you .. You have been absolutely genuine in giving me the advice ... Thanks for the kind words! For more Home Loan information and enquiry, please call/ Whatsapp us at +6012-6946746 or visit our website [...]

By |2026-03-13T12:26:15+08:00June 28th, 2016|Home Loans & Financing|0 Comments

Latest Base Rate And Indicative Effective Lending Rates 10 June 2016

Effective 2 January 2015, a new reference rate known as the Base Rate ( BR) will be used for new floating rate loans/financing facilities, such as housing loans. Loan extended prior to 2 January 2015 will continue to be referenced against the Base Lending Rate (BLR) or Base Financing Rate (BFR) until their maturities. [...]

By |2026-03-13T12:26:15+08:00June 16th, 2016|Home Loans & Financing|0 Comments

What you need to know about our new Bank Negara Governor

1. Datuk Muhammad Ibrahim is our new Bank Negara Governor effective 1st May 2016. He will start his five-year term. Taking over Tan Sri Dr Zeti Akhtar Aziz who retires on 30th April 2016. 2. He is the most senior deputy governor and the central bank’s second-in-command. 3. A career central banker like Zeti, [...]

By |2026-03-13T12:26:08+08:00April 27th, 2016|Home Loans & Financing|0 Comments

AIA Fixed Rate Home Loan Packages

Are you looking for a Fixed Interest Rate Home Loan that can ease your burden? Look no further, with AIA Home Loan Fixed Rate you will always know precisely what your home loan repayments are. No element of surprise and no out of a budget issue. You will even increase your household savings at [...]

By |2026-03-13T12:25:59+08:00March 14th, 2016|Home Loans & Financing|0 Comments

BASE RATE ( BR) AND INDICATIVE EFFECTIVE LENDING RATES OF FINANCIAL INSTITUTIONS

With the new BR, which came into effect on January 2, 2015, interest rates are determined by the banks’ benchmark cost of funds and Statutory Reserve Requirement (SRR). Other components of loan pricing such as borrower credit risk, liquidity risk premium, operating costs and profit margin will be reflected in a spread in the [...]

By |2026-03-13T12:25:52+08:00March 14th, 2016|Home Loans & Financing|0 Comments
Go to Top