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"Individual expenditure not only rises to meet income, but tends to surpass it, and probably always will.” According to writer C. Northcote Parkinson, who is famous for the so-called Parkinson's Law. A typical human behaviour is when an employee gets a raise, he decides that he can now afford a better lifestyle. He or [...]
The year 1988 my dad bought a low-cost flat at Setapak Kuala Lumpur for about RM25,000. It has two bedrooms and one bathroom. That was 28 years ago. Today the apartment cost about RM170,000. It costs 6.80 times of the original price. Do you still want to wait buying your first house? For more [...]
Today, we received a call from Mr A (customer) and we talked a bit about his background and profile. He bought a house and signed Sale and Purchase Agreement. He does not apply for any loan yet. When we prompt further, it seems like he was pushed by property agent to sign the Sale and [...]
Beli rumah memang seronok, tapi bila dapat kunci rumah dari pemaju lagi seronok. Ramai yang terus bawak satu family pergi tengok rumah baru. Tapi, bila tengok sana sini, banyak kerosakkan dari pihak pemaju. Terus frust dan rosak mood. Jika anda menghadapi masalah tersebut diatas, apakah yang patut anda lakukan? Mari baca coretan dari Tuan Salkukhairi [...]
Latest Base Rate & Base Lending Rate As at 18/8/2016 For more Home Loan information and enquiry, please call/ Whatsapp us at +6012-6946746 or visit our website www.malaysiahousingloan.com #malaysiahousingloan #housingloan #MalaysiaHomeLoan #homeloaninmalaysia #homeloan #housingloaninmalaysia http://www.bnm.gov.my/index.php?ch=en_announcement&pg=en_announcement_all&ac=341
What you need to know? Some are confused with these terms and today let's look into the real meaning of these words. 1. Market Value 2. Forced Sale Value 3. Reserve Price 1. Market Value is the estimated amount for which a property should exchange on the date of valuation between a willing buyer and [...]
Step 1: Print Your CCRIS Report. Go to Central Bank or Bank Negara Malaysia and get your CCRIS Report Print. Step 2: Check your loan ELIGIBILITY OR AFFORDABILITY Come over to our website www.malaysiahousingloan.com or call/Whatsapp us at 012-6946746. Show us your report and we shall calculate your eligibility on the spot. After doing [...]
We do the SEARCHING, you do the SAVING. For more Home Loan information and enquiry, call/ Whatsapp us at +6012-6946746. #malaysiahousingloan #housingloan #MalaysiaHomeLoan #homeloaninmalaysia #homeloan #housingloaninmalaysia
Dalam urusan jual beli rumah, biasanya deposit yang kena dibayar semasa menandatangani Perjanjian Jualbeli (SPA) ialah 10% dari harga jual. Kalau pembeli membeli melalui ejen hartanah berdaftar, 3% haruslah dibayar terlebih dahulu semasa membuat "booking". Kadang-kala ejen hartanah mungkin akan menyuruh pembeli membayar 3%+GST ejensi sebagai pendahuluan. Bagaimanapun, pembeli tidak akan dikenakan GST. Pembeli tetap [...]
Mr Faizal (not the real name) is a fresh graduate. He is happy to get a new job. His salary is RM1500 per month. For him, it is sufficient for now because he is single and he doesn't have any commitment. Until one day, he needs to buy a house. He is interested in purchasing [...]
