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Saya pernah ditanya oleh seseorang soalan seperti berikut: "Saya bercadang untuk beli sebuah rumah untuk anak saya yang berumur 3 tahun. Boleh kah saya terus letak nama anak saya dalam geran rumah tersebut?" Jawapan saya : 1. Secara prinsipnya kanak-kanak di bawah umur 18 tahun tidak mempunyai kelayakan dari segi undang-undang untuk memasuki sebarang [...]
Anda dah failkan tindakan terhadap pemaju di Tribunal Pembeli Rumah. Dan Tribunal pun telah buat keputusan berpihak kepada anda. Tetapi masalahnya pemaju tak patuh kepada perintah/ keputusan yang telah dibuat oleh Tribunal. Apakah tindakan yang patut anda lakukan? Ada 2 tindakan yang anda boleh lakukan : 1. Prosiding Mahkamah I. Failkan prosiding komital terhadap [...]
When I was a little girl, I used to stay in a landed house. We have a great and big compound to run around and it such a happy times. But, with a landed house comes with a high risk of a home break-in. We experienced twice and totally shaken with the whole experience. [...]
Hurry! For limited time period only! Are you looking for the best and the lowest home loan rates? Then, you're at the right place. The promotion rates is for a new purchase house, under construction property and refinancing case. Home Loan Rates as low as 4.10%* p.a (fixed) 1st Year Thereafter, BR + 0.70% [...]
Do you know if you're living on a commercial land title, your utility bills will be based on commercial rates? This happens to some of the service apartments, SOHO, SOVO or SOFO in the city. For example, the minimum monthly bill for a residential Syabas bill is RM6, while commercial bills start at RM36. [...]
VARIOUS cooling measures introduced by the Malaysian government and Bank Negara Malaysia (BNM) for the last nine years. Let's recapped all the cooling measures in summary. YEAR 2007 It was reported that in 2007, the Developer Interest Bearing Scheme (DIBS) was first introduced by a property developer in Penang, as a precursor to the [...]
Everything you need to know about the new Legal Fees scale and how it’s affected homeowners. The revision of the fee structure in the Solicitors’ Remuneration Order by the Bar Council is effective from 15th March 2017. The revision, which was approved by the Solicitors Cost Committee on Feb 28, is reasonable as the [...]
( According to The Association of Banks in Malaysia ) Recently, Property developers have been complaining about bank's approval rating that was too strict. In a press release 17th March 2017, The Association of Banks in Malaysia (ABM) said the approval rate for housing loans in 2016 is high at 73.8%. The association clarified [...]
We did an interview with Sin Chew Newspaper yesterday. We shared a few hot topic with Sin Chew about home loans approval, tips and tricks to get easy approval from the bank. Hopefully, it's enough for the readers. Thank you, Yoke Ping, for coming over. We had a great time! [...]
Ms. A: My husband passed away, he bought a house and took a loan with your bank. He also bought MRTA. Bank: Oh okay, let me check. (clicking the computer). Bank: Yes, he took a loan with us. Let me check the MRTA. (After a while...) Ms. A, the MRTA is not enough to [...]
