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Before buying a house, most of us want to know, how much loan can be approved based on our current income. And it's can scary if stepping into the buying process without getting this fact straight. So, today we're going to discuss - How much loan can i get on my salary? If you're [...]
Everyone makes mistakes. I just wish someone had been a little more honest with me about potential mistakes when I was first buying a house! So, to that point, I thought I'd write an article for you of My BIGGEST Buying House mistakes so you can be all-the-wiser, and hopefully dodge some of these [...]
1. Anda perlu mendapatkan Salinan Geran Rumah ataupun Perjanjian Jual Beli ( SNP/SPA) Penjual. 2. Dengan mempunyai dokumen tersebut, anda akan mengetahui siapakah pemilik berdaftar rumah tersebut. 3. Pastikan anda hanya berurusan dengan pemilik rumah atau agen rumah yang berdaftar. Tip : Orang yang menjual tidak semestinya pemilik rumah. 4. Selalunya melalui agen rumah, [...]
Question: My banker don't allow me to appoint my Sale & Purchase Agreement Lawyer as the Loan Agreement Lawyer. Can they do that? Answer: #HomeBuyingTips First of all, know your rights. Don't let anyone stripe your right when buying a property. 1. You can always appoint your own Sale & Purchase Agreement Lawyer. 2. [...]
Fakta-Fakta Penting: 1.Tawaran ini hanya sah untuk rakyat Malaysia, bagi jualan yang dimuktamadkan antara Januari sehingga Jun 2019 untuk projek perumahan yang diberikan diskaun sekurang-kurangnya 10% dan disahkan oleh REHDA. 2.Pengecualian duti setem ke atas surat cara pindah milik bagi pembelian rumah kediaman yang bernilai melebihi RM300,000 hingga RM2.5 juta. Pengecualian duti setem 100% [...]
The Best Advice You Can Hear About Applying For Home Loan #HomeLoanTips 1. APPLY AND GET YOUR HOME LOAN APPROVED FROM 2-3 BANKS Apply home loan application with a few banks. You are allowed to do so. It's your right. 2. COMPARE YOUR LETTER OFFER After loan approval, compare your Bank's letter offer. Everyone [...]
For Under Employment: (Meaning working with company or receive a fixed monthly income) 1. NRIC copy 2. Sales and Purchase Agreement / Title copy 3. Latest 3 months pay slips (For Basic Salary) / Latest 6 months pay slips (For Basic + Commission Earner) 4. Latest 3 months personal bank statement (For Basic Salary) / [...]
How's your weekend so far? Today, I came across an interesting article about overhang property in Malaysia. Over the last couple of years, there are so many overhangs property all over Selangor, Johor, Kuala Lumpur, and Penang. We love to buy a house from a developer because it's new, nice, comes with great [...]
Is first-time house buyer stamp duty exemption applicable to SoHo, SoVo, SoFo and service apartment property? - Stamp Duty Exemption for First-Time House Buyer 2019 Last week we posted a video about stamp duty 2019 and if you missed that video, click the following link to get you there. https://youtu.be/QgqI8fEfDYk In that video, [...]
Buying an auction property can be tricky if you're not familiar with the procedure and process. If you play your card right, you can earn some handsome profit from buying an auction property. But, if you're inexperienced in buying auction property, this can be the biggest trap you walk in. Last week, a gentleman [...]
