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To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]
7 Refinance Tips Everyone Should Know in 2023 Hey guys, this week we have a few tips to help you effectively refinance your property. We are going to talk about 7 Refinance Tips Everyone Should Know. So, before we dive in today, let’s talk about refinancing. What is refinancing? Refinancing is a process [...]
What we do are provide home loan advice and essential tips before or when buying a house. When a customer comes to us, we ask them to share about their situation, and then we talk with them to explore the best advice or tips and possible solutions. "Many are not aware of their right [...]
(PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters now facing the hiccups when buying a house or applying for a loan. With this issue, it might jeopardise [...]
News Summary : According to the National Housing Department, from 2001 to 2015, there were 28 cases of abandoned projects in Peninsular Malaysia while another 20 are being revived. Example of Abandoned Project: 1.Selayang Springs Condominium abandoned project in April 2014. Recently been lifted from being classified as an abandoned project to be placed under [...]
Thumbs up to two most successful developers, Aset Kayamas and Sime Darby for their success in the recent project, The Henge, and Elmina Valley. These two developers and projects prove despite the weakening property market right now, and people are still buying property like crazy! It was not a myth of any kind; it was [...]
‘Mortgage rejection rates not as high as 50%’ Summary : Malayan Banking Bhd (Maybank) president and chief executive officer Datuk Abdul Farid Alias refuted claims that the rejection rate of housing loans has soared above 50% among the banks. Housing loan applications last year totalled 456,853, The total number rejected was 93,159 Which translated [...]
I bought a unit of condo with RM771,000 Purchase Price. Need to know how much the stamp duty and any rebate of stamp duty? Answer : Hi, Thank you for visiting our website. Pertaining to you question about stamp duty, i'm not sure you are asking for property or loan stamp duty. But, i [...]
If you’ve been on a fence to buy a house, then 2016 is the time to take the plunge. Making decision to buy a house is huge and can be complicated too. But, with the right checklist and tools you might find an easy way to do it. So, why 2016 is the best time [...]
Hey guys, It’s been a while since I been talking to you guys. And I feel like I should do some post here to update on recent property market woes and what happening recently. As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. [...]
