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If buying a new home is on your mind this year, it is critical to understand the property stamp duty and how you can get a stamp duty exemption, especially for a first-time house buyer Stamp Duty To Purchase A Property PROPERTY PRICE RATES For the first RM100,000 1.0% From RM100,001 to RM500,000 [...]
To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]
In the last quarter, Bank Negara Malaysia (BNM) reduced the Overnight Rate (OPR) to 3%, and this is good because every bank in town started to reduce their Base Lending Rate (BLR) or Base Rate (BR). And because of this our home loan installment has reduced and we're getting an insanely low home loan [...]
Are you paying RM15,000 penalty fees for your home loan? Hey guys, I'm Melissa. I'm from malaysiahousingloan.net. Every day we received a lot of questions regarding housing loan. We think is a good idea to share those question on a series in the short video like this. So, today question is. Where [...]
I'm not sure why talking about Will Writing can be an uncomfortable topic, but death does happen, and it can take a significant toll towards your loved ones. Honestly, It takes a long time for me executing a WILL. I know, it's essential, but it's just too many works, procrastinates kicks in, and everything [...]
When I was young, I want a big bungalow house. In the free time, I'd asked my father or my friends to drive me around an elite neighborhood with lots of beautiful and huge bungalow houses. I will admire the homes and their luxurious cars from outside. And fantasize living in the big house. [...]
Question: If seller not appointing any property agent, as a buyer what is the best way to pay the deposit? Answer: Appoint lawyers to collect the deposit. It's better for buyer and seller to appoint their own lawyer, 2 different lawyers. To avoid any issue or conflict of interest and to protect buyer and [...]
When comes to the purchase of a completed property, you'll need to aware of the cost occur. Completed property or Subsale properties are among the best investment right now. If you look hard enough, you might find a good deal in this market. Despite the attractive return, buying a subsale property require lots of [...]
Hey, do you know what is your home loan Base Rate, Base Lending Rate or Base Financing Rate ? If you like me which always forgetful on this, you can check out our update here. Hope this help. LATEST BASE RATE AND BASE LENDING RATE FOR THE MAJOR BANKS IN MALAYSIA AS [...]
When I was a little girl, I used to stay in a landed house. We have a great and big compound to run around and it such a happy times. But, with a landed house comes with a high risk of a home break-in. We experienced twice and totally shaken with the whole experience. [...]
