house loan malaysia


When I was a little girl, I used to stay in a landed house. We have a great and big compound to run around and it such a happy times. But, with a landed house comes with a high risk of a home break-in. We experienced twice and totally shaken with the whole experience. [...]

The Best Home Loan Rates 4.10% Lowest In The Market! Wow!

Hurry! For limited time period only! Are you looking for the best and the lowest home loan rates? Then, you're at the right place. The promotion rates is for a new purchase house, under construction property and refinancing case. Home Loan Rates as low as 4.10%* p.a (fixed) 1st Year Thereafter, BR + 0.70% [...]

Do you know?

Do you know if you're living on a commercial land title, your utility bills will be based on commercial rates? This happens to some of the service apartments, SOHO, SOVO or SOFO in the city. For example, the minimum monthly bill for a residential Syabas bill is RM6, while commercial bills start at RM36. [...]

How To Get Higher Chances Of Home Loan Approval?

( According to The Association of Banks in Malaysia ) Recently, Property developers have been complaining about bank's approval rating that was too strict. In a press release 17th March 2017, The Association of Banks in Malaysia (ABM) said the approval rate for housing loans in 2016 is high at 73.8%. The association clarified [...]

By |2017-03-22T19:03:41+08:00March 22nd, 2017|Home Loan Library, Latest News and Update|0 Comments

Thank You Sin Chew Newspaper!

We did an interview with Sin Chew Newspaper yesterday. We shared a few hot topic with Sin Chew about home loans approval, tips and tricks to get easy approval from the bank. Hopefully, it's enough for the readers. Thank you, Yoke Ping, for coming over. We had a great time! [...]

By |2017-03-16T22:08:32+08:00March 16th, 2017|Latest News and Update|0 Comments

Conversation with a customer today

Customer A : I have a house that is under two names, is my boyfriend and I. Loan under two names too. And we're separating now; he will sell his portion to me. Can you help me? Me: Sorry to hear about the separation. Of course, we can help you. But, first this is [...]

Brief Conversation Of Seller & Buyer

Buyer : I want to buy your house. But, in the event the property transaction unable to go through, I want a full refund of my deposit and 1% penalty fees from the purchase price to be paid as my compensation. I need the compensation to pay my lawyer fees. Seller : I can [...]

Avoid (if you can) Buying A House During Early And End Of The Year

I think we know by now that the complete process of purchasing a house will take about 3-6 months. That's the average. But, why a purchaser should avoid buying a house during early or end of the year? There are a few reasons:- 1. Too many holidays during that time, e.g., Christmas, new year [...]


Coretan Hidup Agent rumah cakap FREEHOLD & LEASEHOLD rumah sama je... Betul ker? Banker cakap rumah leasehold kalo balance lease kurang 40 tahun, susah bank nak bagi pinjaman. Valuer cakap rumah leasehold kalo semakin kurang balance lease period akan menjadi kurang 'menarik'. Value rumah mungkin susah nak naik. Majlis perbandaran cakap jangan lupa memperbaharui [...]

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