first time house buyer

How Do I Know If I Can Get A Housing Loan? 2024

To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]

By |2023-12-31T15:44:37+08:00November 1st, 2023|Buying A Home, Frequent Ask Questions, Home Loan Library, My First Home Scheme|Comments Off on How Do I Know If I Can Get A Housing Loan? 2024

Property Stamp Duty Exemption Question

Today, a lady asked an interesting question about stamp duty exemption. Her question is like this. If she bought a house with a property price of RM800,000, will she get a stamp duty exemption for the first RM500,000? Since the stamp duty exemption is up to RM500,000. Well. Stamp duty exemption doesn't work like [...]

Do You Think You Can Survive Increase Of Cost Of Living?

Hey guys, It’s been a while since I been talking to you guys. And I feel like I should do some post here to update on recent property market woes and what happening recently. As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. [...]

By |2023-04-15T09:39:33+08:00March 27th, 2014|Frequent Ask Questions, Home Loan Library, Latest News and Update, My First Home Scheme|Comments Off on Do You Think You Can Survive Increase Of Cost Of Living?

How Much Can I Borrow?

How much can I borrow? This is the most important question to ask before purchasing any house. There is no point of buying a house and your loan is not approve right? The simple way to go about it, is by us helping you to calculate. Just go to our contact us page and fill [...]

By |2016-11-01T10:46:05+08:00February 27th, 2014|Buying A Home, Frequent Ask Questions, Home Loan Library, My First Home Scheme|Comments Off on How Much Can I Borrow?

How To Buy Your First Home?

1) How to buy your first home? Buying a house is never an easy task. You can easily get overwhelmed with the process and information that you get. So, how to buy a house with a stress free? The truth is buying a house never an easy task even though to professional like us. Sometimes, [...]

By |2016-11-01T10:46:05+08:00February 27th, 2014|Buying A Home, Frequent Ask Questions, Home Loan Library, My First Home Scheme|Comments Off on How To Buy Your First Home?
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