Customer A : I have a house that is under two names, is my boyfriend and I. Loan under two names too. And we’re separating now; he will sell his portion to me. Can you help me?
Me: Sorry to hear about the separation. Of course, we can help you. But, first this is what you have to do… continue discussing…
To be honest, over the years we have come across many transactions like this. I guess it can be avoided if using one name in SPA and Loan.
Try to stay away from getting a joint house or a loan if the relationship is not yet stable and confirm. This is to avoid messy transaction in the future.
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